Regulation & Safety
Is Crypto.com Regulated? (2026)
Complete regulatory breakdown for Crypto.com (headquartered in Singapore). Licensed by 2 regulators.
2
Licences
Tier-1
Highest tier
Yes
Compensation scheme
2016
Founded
Tier-1 Regulated Broker
Strictest regulation. Mandatory fund segregation, capital requirements, and regular audits. Highest level of investor protection.
Crypto.com is regulated by FCA, MAS — including tier-1 regulators, offering the highest level of investor protection. Investor compensation schemes apply.
See full licence details belowCrypto.com Regulatory Licences
| Regulator | Jurisdiction | Tier | Leverage Cap | Compensation | Fund Seg. |
|---|---|---|---|---|---|
FCA Financial Conduct Authority | United Kingdom | Tier-1 | 1:30 retail · 1:500 pro | Up to £85,000 via FSCS | |
MAS Monetary Authority of Singapore | Singapore | Tier-1 | 1:20 retail | None |
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4.1Capital at risk · T&Cs apply
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Crypto.com vs Regulated Competitors
| Broker | Rating | Regulators | Highest tier |
|---|---|---|---|
| Crypto.com | 4.3 | FCA, MAS | Tier-1 |
 Interactive Brokers | 4.4 | SEC, MAS, FCA, ASIC | Tier-1 |
 Forex.com | 4.4 | MAS, CFTC, FCA, ASIC | Tier-1 |
 Kraken | 4.4 | CFTC, FCA | Tier-1 |
 OANDA | 4.3 | KNF, ASIC, MAS, CFTC | Tier-1 |
 IG Group | 4.3 | SEC, MAS, FCA, ASIC | Tier-1 |
 Coinbase | 4.3 | FCA, SEC | Tier-1 |
 Upbit | 4.3 | MAS, FSC | Tier-1 |
 ForTrade | 4.3 | FCA, CySEC, FSC, DFSA | Tier-1 |
Compare Crypto.com regulation in detail
Crypto.com Regulation — What You Need to Know
Regulation is one of the most important factors when choosing a broker. A well-regulated broker must segregate client funds from its own operating capital, maintain minimum capital reserves, and submit to regular audits. This protects your money in the event of broker insolvency.
Crypto.com holds 2 regulatory licences from FCA, MAS — including at least one tier-1 authority, which provides the highest level of investor protection available. The broker has been operating since 2016, giving it 10 years of track record.
When evaluating broker safety, look beyond the licence itself: check for investor compensation schemes, negative balance protection, and whether the broker publishes audited financial statements. Our rating methodology weights regulation at 25% of the overall broker score — the single largest factor. See our broker regulation map for a global overview of which regulators oversee the most brokers.
About Crypto.com's regulators
Regulation Map
Which regulators oversee the most forex brokers worldwide
What is Regulation?
Glossary definition of broker regulation
Rating Methodology
How regulation weighs in our broker scores
Risk warning: Trading CFDs and forex carries significant risk. Ensure you understand the risks and that the broker is properly regulated in your jurisdiction before depositing funds.
Frequently Asked Questions
1Is Crypto.com regulated?
Yes, Crypto.com is regulated by FCA, MAS. This includes at least one tier-1 regulator, providing the highest level of investor protection.
2Is my money safe with Crypto.com?
Crypto.com holds tier-1 regulatory licences which require strict fund segregation — your money is kept separate from the broker's operating funds. Some licences include investor compensation schemes that protect your funds up to a certain limit if the broker becomes insolvent.
3What is the difference between tier-1 and offshore regulation?
Tier-1 regulators (FCA, ASIC, SEC, BaFin) enforce the strictest rules: mandatory fund segregation, high capital requirements, regular audits, and investor compensation schemes. Offshore regulators (FSA Seychelles, VFSC, IFSC) have lighter requirements, which means higher leverage is available but with less investor protection.
4Can I trust Crypto.com with a large deposit?
For large deposits, regulatory status is critical. Crypto.com's tier-1 licence(s) provide strong protection including fund segregation and potential compensation coverage. Always start with a smaller amount to test withdrawals before depositing large sums.
5How do I verify Crypto.com's licence?
You can verify Crypto.com's regulatory status directly on each regulator's website. Look up the licence number on the regulator's official register.
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