TD Direct Investing Fees & Spreads (2026)
Complete cost breakdown for TD Direct Investing — spreads from 0 pips, $9.99 commission per lot. Compare with 3 similar brokers.
TD Direct Investing charges spreads from 0 pips, plus $9.99 commission per lot. Withdrawals are free. No deposit fees.
See full fee breakdown belowTD Direct Investing fee summary
Min Spread
0
pips
Excellent
Commission
$9.99
per lot
High
Deposit Fee
Free
Free
Withdrawal Fee
Free
Free
Featured
Deriv
4.0Capital at risk · T&Cs apply
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TD Direct Investing deposit & withdrawal methods
Processing times: card and e-wallet deposits are usually instant. Bank wire transfers may take 1–3 business days. TD Direct Investing does not charge deposit fees.
TD Direct Investing fees vs competitors
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TD Direct Investing Trading Costs Explained
Understanding TD Direct Investing's fee structure is essential before opening an account. The minimum spread starts at 0 pips, which is competitive compared to the industry. An additional commission of $9.99 per lot applies on certain account types.
For deposits, TD Direct Investing does not charge any deposit fees. Withdrawals are free of charge. Note that additional swap or overnight financing charges apply to leveraged positions held beyond market close, and an inactivity fee may be charged after prolonged periods of no trading.
When evaluating total trading costs, consider your typical trade frequency and position size. A broker with tighter spreads but a per-lot commission may be cheaper for large positions, while a spread-only model often works better for smaller or less frequent trades. Use our spread calculator to estimate costs for your typical setup, or compare average spreads across all reviewed brokers. See how we score fees in our methodology.
Spread Calculator
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Pip Calculator
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Average Spread Data
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Risk warning: Trading CFDs and forex carries significant risk. Ensure you understand the risks before depositing funds. Capital is at risk.
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Frequently Asked Questions
1What are TD Direct Investing's trading fees?
TD Direct Investing charges spreads from 0 pips plus $9.99 commission per lot. Withdrawals are free.
2Does TD Direct Investing charge deposit fees?
TD Direct Investing does not charge deposit fees for most payment methods.
3How do TD Direct Investing spreads compare to competitors?
TD Direct Investing's minimum spread of 0 pips is competitive with leading brokers. Compare the full fee breakdown in the table above.
4Are there any hidden fees with TD Direct Investing?
Like most brokers, TD Direct Investing may charge swap/overnight fees on positions held past market close, and an inactivity fee may apply after extended periods of no trading. Always check the broker's full fee schedule before opening an account.
5Is TD Direct Investing a low-cost broker?
Yes, TD Direct Investing is considered a low-cost broker with spreads from 0 pips.
6Does TD Direct Investing offer CFD trading?
TD Direct Investing does not offer CFD trading products. It focuses on etf and indices and stocks and forex — commission-free where applicable. If you are looking for a CFD broker, consider alternatives such as CMC Markets, IG Group or Pepperstone.