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Fee breakdown Verified Updated 2026๐Ÿ“Š Cheaper than 8% of brokers

Trading 212 Fees & Spreads (2026)

Complete cost breakdown for Trading 212 โ€” spreads from 0.5 pips. Compare with 3 similar brokers.

Quick Answer

Trading 212 charges spreads from 0.5 pips with no per-trade commission on standard accounts. Withdrawals are free. No deposit fees.

See full fee breakdown below

Trading 212 fee summary

Min Spread

0.5

pips

Excellent

Commission

$0

per lot

Commission-free

Deposit Fee

Free

Free

Withdrawal Fee

Free

Free

Featured

Deriv

4.0
Open Account

Capital at risk ยท T&Cs apply

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Trading 212 deposit & withdrawal methods

Bank WireCredit CardSkrillNetellerPayPalApple PayGoogle Pay

Processing times: card and e-wallet deposits are usually instant. Bank wire transfers may take 1โ€“3 business days. Trading 212 does not charge deposit fees.

Trading 212 fees vs competitors

BrokerSpreadCommissionDepositWithdrawal
Trading 212Trading 212
0.5FreeFreeFreeReview
1FreeFree$5Fees
0.7FreeFreeFreeFees
0.5FreeFreeFreeFees

Compare Trading 212 fees in detail

Trading 212 Trading Costs Explained

Understanding Trading 212's fee structure is essential before opening an account. The minimum spread starts at 0.5 pips, which is competitive compared to the industry. The broker operates on a spread-only model with no per-trade commission.

For deposits, Trading 212 does not charge any deposit fees. Withdrawals are free of charge. Note that additional swap or overnight financing charges apply to leveraged positions held beyond market close, and an inactivity fee may be charged after prolonged periods of no trading.

When evaluating total trading costs, consider your typical trade frequency and position size. A broker with tighter spreads but a per-lot commission may be cheaper for large positions, while a spread-only model often works better for smaller or less frequent trades. Use our spread calculator to estimate costs for your typical setup, or compare average spreads across all reviewed brokers. See how we score fees in our methodology.

Spread Calculator

Calculate the cost of spreads for any position size

Pip Calculator

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Average Spread Data

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Risk warning: Trading CFDs and forex carries significant risk. Ensure you understand the risks before depositing funds. Capital is at risk.

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Frequently Asked Questions

1

What are Trading 212's trading fees?

Trading 212 charges spreads from 0.5 pips, with no per-trade commission on standard accounts. Withdrawals are free.

2

Does Trading 212 charge deposit fees?

Trading 212 does not charge deposit fees for most payment methods.

3

How do Trading 212 spreads compare to competitors?

Trading 212's minimum spread of 0.5 pips is competitive with leading brokers. Compare the full fee breakdown in the table above.

4

Are there any hidden fees with Trading 212?

Like most brokers, Trading 212 may charge swap/overnight fees on positions held past market close, and an inactivity fee may apply after extended periods of no trading. Always check the broker's full fee schedule before opening an account.

5

Is Trading 212 a low-cost broker?

Yes, Trading 212 is considered a low-cost broker with spreads from 0.5 pips.

6

Does Trading 212 offer CFD trading?

Yes, Trading 212 offers CFD trading across multiple asset classes. CFD trading fees include the spread plus any applicable overnight financing charges on positions held past market close.