Trading 212 Fees & Spreads (2026)

Trading 212 Trading Costs Explained

Understanding Trading 212's fee structure is essential before opening an account. The minimum spread starts at 0.5 pips, which is competitive compared to the industry. The broker operates on a spread-only model with no per-trade commission.

For deposits, Trading 212 does not charge any deposit fees. Withdrawals are free of charge. Note that additional swap or overnight financing charges apply to leveraged positions held beyond market close, and an inactivity fee may be charged after prolonged periods of no trading.

When evaluating total trading costs, consider your typical trade frequency and position size. A broker with tighter spreads but a per-lot commission may be cheaper for large positions, while a spread-only model often works better for smaller or less frequent trades. Use our spread calculator to estimate costs for your typical setup, or compare average spreads across all reviewed brokers. See how we score fees in our methodology.