XP Investimentos Minimum Deposit (2026)
XP Investimentos requires a minimum deposit of $100 to open a live trading account.
The minimum deposit for XP Investimentos is $100. No deposit fees apply. Accepted methods: Bank Wire, Credit Card, Crypto.
See full deposit breakdown belowDeposit details at a glance
Min Deposit
$100
Deposit Fee
Free
Max Leverage
1:5
Regulation
CVM
Featured
Deriv
4.0Capital at risk · T&Cs apply
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How to deposit at XP Investimentos
XP Investimentos accepts the following payment methods for deposits and withdrawals:
Cards & E-wallets
Usually instant, ready to trade within minutes
Bank Wire
1–3 business days processing time
Deposit fee
Free — no deposit fees
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XP Investimentos Minimum Deposit: Everything You Need to Know
XP Investimentos requires a minimum deposit of $100 to open a live account. This is in line with the industry standard and ensures traders have sufficient capital for proper risk management.
When deciding how much to deposit, consider your risk tolerance and trading strategy. As a rule of thumb, you should deposit enough to maintain proper position sizing — typically risking no more than 1–2% of your account per trade. With XP Investimentos's maximum leverage of 1:5, even a smaller deposit can provide meaningful market exposure, though higher leverage also amplifies losses.
Before funding your live account, consider using XP Investimentos's demo account to practice your strategy risk-free. When you're ready to deposit, check available payment methods — card and e-wallet deposits are typically processed instantly, while bank transfers may take 1–3 days.
Position Size Calculator
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Risk warning: Trading CFDs and forex carries significant risk. Ensure you understand the risks before depositing funds. Capital is at risk.
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Frequently Asked Questions
1What is the minimum deposit for XP Investimentos?
The minimum deposit for XP Investimentos is $100. There are no deposit fees.
2Can I open a XP Investimentos account with $10?
No, XP Investimentos requires a minimum deposit of $100. You would need at least $100 to open a live account.
3What payment methods does XP Investimentos accept?
XP Investimentos accepts Bank Wire, Credit Card, Crypto. Processing times vary: card and e-wallet deposits are usually instant, while bank transfers may take 1–3 business days.
4Which XP Investimentos competitors have lower minimum deposits?
Brokers with lower deposits than XP Investimentos include Bitso ($0), Bitrue ($0), Phemex ($0).
5Does XP Investimentos offer a demo account without a deposit?
Most brokers including XP Investimentos offer free demo accounts with virtual funds, allowing you to practice trading strategies without making a real deposit. Demo accounts typically expire after 30–90 days of inactivity.