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Side-by-Side Comparison Independent Updated Oct 2, 2026

AJ Bell vs InvestEngine 2026: Which Broker is Better?

In the competitive world of investment platforms, AJ Bell and InvestEngine stand out with distinct offerings tailored to different investor needs. AJ Bell, with its established presence since 1995, appeals to UK investors seeking a comprehensive range of account types like ISAs and SIPPs, although its higher dealing charges may deter cost-conscious traders. In contrast, InvestEngine, founded in 2019, offers commission-free ETF investing, making it attractive to those looking for low-cost, straightforward investment options, albeit with a focus limited to ETFs only. Both platforms are regulated by the FCA, ensuring a secure environment for UK-based investors.

AJ Bell

InvestEngine

Higher ratedInvestEngine logo

InvestEngine

3.2/ 5
Visit InvestEngine →Full review
VS
AJ BellInvestEngine
BrokerRank Score2.8/53.2/5 ✓
Min. Deposit$0$0
Spread from0 pips0 pips
Max Leverage1:11:1
RegulationFCAFCA
PlatformsProprietary Web, Proprietary MobileProprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
AJ BellInvestEngine
Best for Low Fees
AJ BellInvestEngine
Best for Regulation
AJ BellInvestEngine
Best Overall
InvestEngineAJ Bell
Quick Answer

InvestEngine is the better choice overall, scoring 3.2/5 vs 2.8/5 on BrokerRank's independent rating. On fees, AJ Bell offers lower spreads (0 pips).

See full side-by-side comparison below

AJ Bell vs InvestEngine: Key Differences

Feature

AJ Bell

InvestEngine

Winner
Our Rating
2.8 / 5
3.2 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
$9.95/lot
None
Regulated By
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile
Markets
Stocks, Indices
Stocks
Founded
1995
2019
Headquarters
Manchester, UK
London, UK
Score
0 / 2
2 / 2

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Fees Comparison

Fee

AJ Bell

InvestEngine

Lower fees
Spread From
0 pips
0 pips
Commission
$9.95/lot
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

InvestEngine emerges as the better option for beginners due to its commission-free ETF investing and low ongoing charges, making it an economical choice for those new to investing. Conversely, AJ Bell might appeal more to professional traders seeking a broader range of account options, such as SIPP and Junior ISA accounts, despite its higher dealing charges. On fees, InvestEngine is the clear winner, offering commission-free trading, which is particularly advantageous for cost-conscious investors.

Who Should Choose Which?

AJ Bell

AJ Bell

2.8/5

Choose AJ Bell if you want…

  • More market types (2)
  • More established (est. 1995)
InvestEngine

InvestEngine

3.2/5

Top pick

Choose InvestEngine if you want…

  • Higher overall rating (3.2/5)
  • No per-trade commission

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We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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Both AJ Bell & InvestEngine are available in

Frequently Asked Questions

1

Is AJ Bell better than InvestEngine?

InvestEngine scores higher overall on our independent rating system. AJ Bell holds a 2.8/5 rating vs InvestEngine's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, AJ Bell or InvestEngine?

AJ Bell offers spreads from 0 pips, while InvestEngine starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for AJ Bell vs InvestEngine?

AJ Bell requires a minimum deposit of $0. InvestEngine requires $0.

4

Which broker is safer, AJ Bell or InvestEngine?

AJ Bell is regulated by FCA, while InvestEngine holds licences from FCA.

5

What trading platforms do AJ Bell and InvestEngine support?

AJ Bell supports Proprietary Web, Proprietary Mobile. InvestEngine supports Proprietary Web, Proprietary Mobile.

6

Can I use both AJ Bell and InvestEngine?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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