Side-by-Side Comparison Independent Updated Jun 18, 2026
Betterment vs Rakuten Trade 2026: Which Broker is Better?
Compare Betterment and Rakuten Trade side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.
Betterment
Rakuten Trade
VS
| Betterment | Rakuten Trade | |
|---|---|---|
| BrokerRank Score | 3.2/5 ✓ | 2.9/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:1 | 1:5 ✓ |
| Regulation | SEC | SC |
| Platforms | Proprietary Web, Proprietary Mobile | Proprietary Web, Proprietary Mobile |
Quick VerdictBrokerRank recommends
Best for Beginners
BettermentRakuten Trade
Best for Low Fees
BettermentRakuten Trade
Best for Regulation
BettermentRakuten Trade
Best Overall
BettermentRakuten Trade
Quick Answer
Betterment is the better choice overall, scoring 3.2/5 vs 2.9/5 on BrokerRank's independent rating. On fees, Betterment offers lower spreads (0 pips).
See full side-by-side comparison belowBetterment vs Rakuten Trade: Key Differences
Feature
Betterment
WinnerRakuten Trade
Our Rating
3.2 / 5
2.9 / 5
Min. Deposit
$0
$0
Spread From
0 pips
0 pips
Commission
None
$0.1/lot
Regulated By
SEC
SC
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile
Markets
Stocks, Indices
Stocks, Etf
Founded
2008
2017
Headquarters
New York, USA
Kuala Lumpur, Malaysia
Score
3 / 3
0 / 3
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Find my matchFees Comparison
Fee
Betterment
Lower feesRakuten Trade
Spread From
0 pips
0 pips
Commission
None
$0.1/lot
Deposit Fee
None
None
Withdrawal Fee
None
None
BrokerRank Verdict
Betterment scores 3.24/5 while Rakuten Trade scores 2.93/5 in our independent rating.
Betterment edges ahead overall, but Rakuten Trade may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.
Who Should Choose Which?
Betterment
3.2/5
Choose Betterment if you want…
- Higher overall rating (3.2/5)
- No per-trade commission
- More established (est. 2008)
Rakuten Trade
2.9/5
Choose Rakuten Trade if you want…
- Higher leverage (up to 1:5)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both Betterment & Rakuten Trade are available in
Frequently Asked Questions
1Is Betterment better than Rakuten Trade?
Betterment scores higher overall on our independent rating system. Betterment holds a 3.2/5 rating vs Rakuten Trade's 2.9/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, Betterment or Rakuten Trade?
Betterment offers spreads from 0 pips, while Rakuten Trade starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for Betterment vs Rakuten Trade?
Betterment requires a minimum deposit of $0. Rakuten Trade requires $0.
4Which broker is safer, Betterment or Rakuten Trade?
Betterment is regulated by SEC, while Rakuten Trade holds licences from SC.
5What trading platforms do Betterment and Rakuten Trade support?
Betterment supports Proprietary Web, Proprietary Mobile. Rakuten Trade supports Proprietary Web, Proprietary Mobile.
6Can I use both Betterment and Rakuten Trade?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
Higher Rated
Betterment
Capital at risk · T&Cs apply