Capital.com
Betterment
VS
Higher Rated
Capital.com
Capital at risk · T&Cs apply
Choosing between Capital.com and Betterment depends on your trading style, preferred markets, and budget. Capital.com is headquartered in London, UK, while Betterment operates from New York, USA. Betterment has the longer track record, established in 2008, compared to Capital.com which was founded in 2016. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
Capital.com
Betterment
Capital.com is the better choice overall, scoring 4.0/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Betterment offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
Capital.com
4.0 vs 3.2
Lowest Fees
Betterment
0.6 vs 0 pips
Regulation
Capital.com
3 vs 1 licences
Min. Deposit
Betterment
$20 vs $0
Capital.com
Betterment
Capital.com
Betterment
Lower feesCapital.com holds licences from FCA, ASIC, CySEC. Betterment is regulated by SEC.
Both brokers offer access to Stocks, Indices markets. Capital.com additionally covers Cfd, Forex, Commodities.
On spreads, Betterment is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.6 pips at Capital.com.
Capital.com supports Proprietary Web, Proprietary Mobile, MT4. Betterment offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Capital.com requires a minimum deposit of $20, while Betterment sets no minimum deposit. This makes Betterment accessible to traders with any budget.
BrokerRank scores Capital.com at 3.96/5 and Betterment at 3.24/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. Capital.com leads overall with a clear advantage.
Capital.com scores higher overall on our independent rating system. Capital.com holds a 4.0/5 rating vs Betterment's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
Capital.com offers spreads from 0.6 pips, while Betterment starts at 0 pips. Check the fees section above for a full breakdown.
Capital.com requires a minimum deposit of $20. Betterment requires $0.
Capital.com is regulated by FCA, CySEC, ASIC, while Betterment holds licences from SEC.
Capital.com supports Proprietary Web, Proprietary Mobile, MT4. Betterment supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.