Capital.com
M1 Finance
VS
Higher Rated
Capital.com
Capital at risk · T&Cs apply
Choosing between Capital.com and M1 Finance depends on your trading style, preferred markets, and budget. Capital.com is headquartered in London, UK, while M1 Finance operates from Chicago, USA. M1 Finance has the longer track record, established in 2015, compared to Capital.com which was founded in 2016. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
Capital.com
M1 Finance
Capital.com is the better choice overall, scoring 4.0/5 vs 3.2/5 on BrokerRank's independent rating. On fees, M1 Finance offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
Capital.com
4.0 vs 3.2
Lowest Fees
M1 Finance
0.6 vs 0 pips
Regulation
Capital.com
3 vs 1 licences
Min. Deposit
M1 Finance
$20 vs $100
Capital.com
WinnerM1 Finance
Capital.com
M1 Finance
Lower feesCapital.com holds licences from FCA, ASIC, CySEC. M1 Finance is regulated by SEC.
Both brokers offer access to Stocks, Indices markets. Capital.com additionally covers Cfd, Forex, Commodities.
On spreads, M1 Finance is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.6 pips at Capital.com.
Capital.com supports Proprietary Web, Proprietary Mobile, MT4. M1 Finance offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Capital.com requires a minimum deposit of $20, while M1 Finance sets a minimum deposit of $100. Both are suitable for traders with moderate starting capital.
BrokerRank scores Capital.com at 3.96/5 and M1 Finance at 3.20/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. Capital.com leads overall with a clear advantage.
Capital.com scores higher overall on our independent rating system. Capital.com holds a 4.0/5 rating vs M1 Finance's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
Capital.com offers spreads from 0.6 pips, while M1 Finance starts at 0 pips. Check the fees section above for a full breakdown.
Capital.com requires a minimum deposit of $20. M1 Finance requires $100.
Capital.com is regulated by FCA, CySEC, ASIC, while M1 Finance holds licences from SEC.
Capital.com supports Proprietary Web, Proprietary Mobile, MT4. M1 Finance supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.