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Side-by-Side Comparison Independent Updated Oct 2, 2026

Capital.com vs Phillip Capital 2026: Which Broker is Better?

In comparing Capital.com and Phillip Capital, traders will notice a distinct difference in focus and appeal. Capital.com, based in the UK and regulated by the FCA, is geared towards traders seeking AI-powered trading insights and a zero-commission model, making it ideal for beginners with its low minimum deposit and user-friendly platforms. On the other hand, Phillip Capital, with its strong presence in the Asia-Pacific region and extensive market access through its POEMS platform, caters more to experienced traders interested in trading on major Asian exchanges. While Capital.com offers competitive spreads starting from 0.6 pips, Phillip Capital provides spreads from 0 pips but charges a commission, appealing to those who prioritise access over cost efficiency.

Capital.com

Phillip Capital

Higher ratedCapital.com logo

Capital.com

4.0/ 5
Visit Capital.com →Full review
VS
Capital.comPhillip Capital
BrokerRank Score4.0/5 ✓3.7/5
Min. Deposit$20$0 ✓
Spread from0.6 pips0 pips ✓
Max Leverage1:200 ✓1:5
RegulationFCA, CySEC, ASIC ✓MAS, ASIC
PlatformsProprietary Web, Proprietary Mobile, MT4Proprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
Phillip CapitalCapital.com
Best for Low Fees
Phillip CapitalCapital.com
Best for Regulation
Capital.comPhillip Capital
Best Overall
Capital.comPhillip Capital
Quick Answer

Capital.com is the better choice overall, scoring 4.0/5 vs 3.7/5 on BrokerRank's independent rating. On fees, Phillip Capital offers lower spreads (0 pips).

See full side-by-side comparison below

Capital.com vs Phillip Capital: Key Differences

Feature

Capital.com

Winner

Phillip Capital

Our Rating
4.0 / 5
3.7 / 5
Min. Deposit
$20
$0
Max Leverage
Spread From
0.6 pips
0 pips
Commission
None
$0.08/lot
Platforms
Proprietary Web, Proprietary Mobile, MT4
Proprietary Web, Proprietary Mobile
Markets
Cfd, Forex, Stocks, Indices, Commodities, Crypto
Stocks, Forex, Cfd, Indices, Commodities
Founded
2016
1975
Headquarters
London, UK
Singapore
Score
3 / 5
2 / 5

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Fees Comparison

Fee

Capital.com

Phillip Capital

Spread From
0.6 pips
0 pips
Commission
None
$0.08/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

Capital.com is the better choice for beginners due to its user-friendly platforms, excellent educational resources, and low minimum deposit requirement of $20. Professional traders might find Phillip Capital more appealing thanks to its comprehensive market access, especially in the Asia-Pacific region, and the robust features of its POEMS platform. When it comes to fees, Capital.com has the edge with its commission-free trading and competitive spreads starting from 0.6 pips, making it more cost-effective for frequent traders.

Who Should Choose Which?

Capital.com

Capital.com

4.0/5

Top pick

Choose Capital.com if you want…

  • Higher overall rating (4.0/5)
  • No per-trade commission
  • Higher leverage (up to 1:200)
  • More regulatory licences (3)
Phillip Capital

Phillip Capital

3.7/5

Choose Phillip Capital if you want…

  • Tighter spreads (from 0 pips)
  • No minimum deposit
  • More established (est. 1975)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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80% of retail CFD accounts lose money.

Both Capital.com & Phillip Capital are available in

Frequently Asked Questions

1

Is Capital.com better than Phillip Capital?

Capital.com scores higher overall on our independent rating system. Capital.com holds a 4.0/5 rating vs Phillip Capital's 3.7/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Capital.com or Phillip Capital?

Capital.com offers spreads from 0.6 pips, while Phillip Capital starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Capital.com vs Phillip Capital?

Capital.com requires a minimum deposit of $20. Phillip Capital requires $0.

4

Which broker is safer, Capital.com or Phillip Capital?

Capital.com is regulated by FCA, CySEC, ASIC, while Phillip Capital holds licences from MAS, ASIC.

5

What trading platforms do Capital.com and Phillip Capital support?

Capital.com supports Proprietary Web, Proprietary Mobile, MT4. Phillip Capital supports Proprietary Web, Proprietary Mobile.

6

Can I use both Capital.com and Phillip Capital?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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