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Side-by-Side Comparison Independent Updated Oct 2, 2026

City Index vs Capital.com 2026: Which Broker is Better?

Choosing between City Index and Capital.com depends on your trading style, preferred markets, and budget. City Index is headquartered in London, UK. City Index has the longer track record, established in 1983, compared to Capital.com which was founded in 2016. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

City Index

Capital.com

Higher ratedCity Index logo

City Index

4.1/ 5
Visit City Index →Full review
VS
City IndexCapital.com
BrokerRank Score4.1/5 ✓4.0/5
Min. Deposit$0 ✓$20
Spread from0.5 pips ✓0.6 pips
Max Leverage1:2001:200
RegulationFCA, ASIC, MASFCA, CySEC, ASIC
PlatformsProprietary Web, Proprietary Mobile, MT4Proprietary Web, Proprietary Mobile, MT4
Quick VerdictBrokerRank recommends
Best for Beginners
City IndexCapital.com
Best for Low Fees
City IndexCapital.com
Best for Regulation
City IndexCapital.com
Best Overall
City IndexCapital.com
Quick Answer

City Index is the better choice overall, scoring 4.1/5 vs 4.0/5 on BrokerRank's independent rating. On fees, City Index offers lower spreads (0.5 pips).

See full side-by-side comparison below

City Index vs Capital.com: Key Differences

Feature

City Index

Winner

Capital.com

Our Rating
4.1 / 5
4.0 / 5
Min. Deposit
$0
$20
Max Leverage
Spread From
0.5 pips
0.6 pips
Commission
None
None
Platforms
Proprietary Web, Proprietary Mobile, MT4
Proprietary Web, Proprietary Mobile, MT4
Markets
Cfd, Forex, Stocks, Indices, Commodities
Cfd, Forex, Stocks, Indices, Commodities, Crypto
Founded
1983
2016
Headquarters
London, UK
London, UK
Score
4 / 4
0 / 4

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Fees Comparison

Fee

City Index

Lower fees

Capital.com

Spread From
0.5 pips
0.6 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

City Index holds licences from FCA, ASIC, MAS. Capital.com is regulated by FCA, ASIC, CySEC.

Markets & Assets

Both brokers offer access to Cfd, Forex, Stocks, Indices, Commodities markets.

Fees & Spreads

On spreads, City Index is more competitive with EUR/USD spreads from 0.5 pips, compared to 0.6 pips at Capital.com.

Trading Platforms

City Index supports Proprietary Web, Proprietary Mobile, MT4. Capital.com offers Proprietary Web, Proprietary Mobile, MT4. Both brokers are available on Proprietary Web, Proprietary Mobile, MT4.

Minimum Deposit

City Index requires no minimum deposit, while Capital.com sets a minimum deposit of $20. This makes City Index accessible to traders with any budget.

Overall Ratings

BrokerRank scores City Index at 4.06/5 and Capital.com at 3.96/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. City Index leads overall with a clear advantage.

BrokerRank Verdict

City Index and Capital.com are closely matched, with City Index scoring 4.06/5 against Capital.com's 3.96/5. City Index holds more tier-1 licences (FCA, ASIC, MAS), offering stronger regulatory protection. City Index also provides tighter spreads (0.5 pips) versus 0.6 pips at Capital.com. City Index is more accessible for new traders with its lower minimum deposit requirement. For most traders, City Index is the stronger all-round choice, though Capital.com remains competitive for traders who prefer Capital.com's specific platform or market selection.

Who Should Choose Which?

City Index

City Index

4.1/5

Top pick

Choose City Index if you want…

  • Higher overall rating (4.1/5)
  • Tighter spreads (from 0.5 pips)
  • No minimum deposit
  • More established (est. 1983)
Capital.com

Capital.com

4.0/5

Choose Capital.com if you want…

  • More market types (6)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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4.3
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4.0
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Plus500
4.0
MAS
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80% of retail CFD accounts lose money.

Both City Index & Capital.com are available in

Frequently Asked Questions

1

Is City Index better than Capital.com?

City Index scores higher overall on our independent rating system. City Index holds a 4.1/5 rating vs Capital.com's 4.0/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, City Index or Capital.com?

City Index offers spreads from 0.5 pips, while Capital.com starts at 0.6 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for City Index vs Capital.com?

City Index requires a minimum deposit of $0. Capital.com requires $20.

4

Which broker is safer, City Index or Capital.com?

City Index is regulated by FCA, ASIC, MAS, while Capital.com holds licences from FCA, CySEC, ASIC.

5

What trading platforms do City Index and Capital.com support?

City Index supports Proprietary Web, Proprietary Mobile, MT4. Capital.com supports Proprietary Web, Proprietary Mobile, MT4.

6

Can I use both City Index and Capital.com?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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