CMC Markets vs SoFi Invest 2026: Which Broker is Better?
Choosing between CMC Markets and SoFi Invest depends on your trading style, preferred markets, and budget. CMC Markets is headquartered in London, UK, while SoFi Invest operates from San Francisco, USA. CMC Markets has the longer track record, established in 1989, compared to SoFi Invest which was founded in 2012. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
CMC Markets
SoFi Invest
| CMC Markets | SoFi Invest | |
|---|---|---|
| BrokerRank Score | 4.0/5 ✓ | 3.3/5 |
| Min. Deposit | $0 ✓ | $1 |
| Spread from | 0.7 pips | 0 pips ✓ |
| Max Leverage | 1:500 ✓ | 1:1 |
| Regulation | FCA, ASIC, MAS ✓ | SEC |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | Proprietary Web, Proprietary Mobile |
CMC Markets is the better choice overall, scoring 4.0/5 vs 3.3/5 on BrokerRank's independent rating. On fees, SoFi Invest offers lower spreads (0 pips).
See full side-by-side comparison belowCMC Markets vs SoFi Invest: Key Differences
CMC Markets
WinnerSoFi Invest
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Fees Comparison
CMC Markets
SoFi Invest
Lower feesRegulation & Trust
CMC Markets holds licences from FCA, ASIC, MAS. SoFi Invest is regulated by SEC.
Markets & Assets
Both brokers offer access to Stocks, Indices markets. CMC Markets additionally covers Cfd, Forex, Commodities. SoFi Invest adds Crypto.
Fees & Spreads
On spreads, SoFi Invest is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.7 pips at CMC Markets.
Trading Platforms
CMC Markets supports Proprietary Web, Proprietary Mobile, MT4. SoFi Invest offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
CMC Markets requires no minimum deposit, while SoFi Invest sets a minimum deposit of $1. This makes CMC Markets accessible to traders with any budget.
Overall Ratings
BrokerRank scores CMC Markets at 4.04/5 and SoFi Invest at 3.33/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. CMC Markets leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
CMC Markets
4.0/5
Choose CMC Markets if you want…
- Higher overall rating (4.0/5)
- No minimum deposit
- Higher leverage (up to 1:500)
- More regulatory licences (3)
SoFi Invest
3.3/5
Choose SoFi Invest if you want…
- Tighter spreads (from 0 pips)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Frequently Asked Questions
1Is CMC Markets better than SoFi Invest?
CMC Markets scores higher overall on our independent rating system. CMC Markets holds a 4.0/5 rating vs SoFi Invest's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, CMC Markets or SoFi Invest?
CMC Markets offers spreads from 0.7 pips, while SoFi Invest starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for CMC Markets vs SoFi Invest?
CMC Markets requires a minimum deposit of $0. SoFi Invest requires $1.
4Which broker is safer, CMC Markets or SoFi Invest?
CMC Markets is regulated by FCA, ASIC, MAS, while SoFi Invest holds licences from SEC.
5What trading platforms do CMC Markets and SoFi Invest support?
CMC Markets supports Proprietary Web, Proprietary Mobile, MT4. SoFi Invest supports Proprietary Web, Proprietary Mobile.
6Can I use both CMC Markets and SoFi Invest?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
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