DEGIRO vs HFM 2026: Which Broker is Better?
In the realm of online brokerage, DEGIRO and HFM cater to distinctly different trading preferences and needs. DEGIRO, with its strong European presence and very low commissions, is ideally suited for cost-conscious traders focusing on stocks and indices, particularly those seeking access to a wide range of global stock exchanges. Conversely, HFM appeals to traders interested in a broader array of markets, including forex and cryptocurrencies, offering the advantage of high leverage and multiple account types to accommodate various trading strategies. While DEGIRO attracts stock market enthusiasts with its no-minimum deposit policy, HFM's low entry threshold and diverse market offerings are particularly appealing to traders looking to explore high-leverage opportunities.
DEGIRO
HFM
| DEGIRO | HFM | |
|---|---|---|
| BrokerRank Score | 3.3/5 | 3.8/5 ✓ |
| Min. Deposit | $0 ✓ | $5 |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:1 | 1:2000 ✓ |
| Regulation | FCA | FCA, CySEC, FSCA ✓ |
| Platforms | Proprietary Web, Proprietary Mobile | MT4, MT5, Proprietary Mobile |
HFM is the better choice overall, scoring 3.8/5 vs 3.3/5 on BrokerRank's independent rating. On fees, DEGIRO offers lower spreads (0 pips).
See full side-by-side comparison belowDEGIRO vs HFM: Key Differences
DEGIRO
HFM
Still deciding between DEGIRO and HFM?
Skip the back-and-forth — answer 4 quick questions and we'll match you to your best fit.
Fees Comparison
DEGIRO
Lower feesHFM
BrokerRank Verdict
Who Should Choose Which?
DEGIRO
3.3/5
Choose DEGIRO if you want…
- No minimum deposit
HFM
3.8/5
Choose HFM if you want…
- Higher overall rating (3.8/5)
- Higher leverage (up to 1:2000)
- More regulatory licences (3)
- More market types (6)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both DEGIRO & HFM are available in
Frequently Asked Questions
1Is DEGIRO better than HFM?
HFM scores higher overall on our independent rating system. DEGIRO holds a 3.3/5 rating vs HFM's 3.8/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, DEGIRO or HFM?
DEGIRO offers spreads from 0 pips, while HFM starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for DEGIRO vs HFM?
DEGIRO requires a minimum deposit of $0. HFM requires $5.
4Which broker is safer, DEGIRO or HFM?
DEGIRO is regulated by FCA, while HFM holds licences from FCA, CySEC, FSCA.
5What trading platforms do DEGIRO and HFM support?
DEGIRO supports Proprietary Web, Proprietary Mobile. HFM supports MT4, MT5, Proprietary Mobile.
6Can I use both DEGIRO and HFM?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Key Trading Terms
Related Guides
More Comparisons
BrokerRank Research
Only 26% of Brokers Are Truly Fee-Free
BrokerRank Research — Hidden costs across our broker database
58% of Brokers Hold a Single Licence
BrokerRank Research — Regulation quality analysis
71% of Retail Traders Lose Money
BrokerRank Research — Loss rates across 50 EU brokers
76% of Brokers Use Proprietary Platforms
BrokerRank Research — MT4 vs MT5 vs proprietary
Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
Featured
Deriv
4.0Capital at risk · T&Cs apply
