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Side-by-Side Comparison Independent Updated Oct 2, 2026

DEGIRO vs Lightyear 2026: Which Broker is Better?

When comparing DEGIRO and Lightyear, two prominent brokers, the primary distinction lies in their market offerings and fee structures. DEGIRO, with a robust European presence, appeals to traders looking for access to over 50 global stock exchanges at very low commissions, although it lacks forex and crypto options. In contrast, Lightyear focuses on providing commission-free trading for US and EU stocks, appealing to beginners and cost-conscious investors with its simple, mobile-only interface. While DEGIRO attracts those interested in a broader range of markets, Lightyear is ideal for stock traders seeking a straightforward, cost-effective platform.

DEGIRO

Lightyear

Higher ratedDEGIRO logo

DEGIRO

3.3/ 5
Visit DEGIRO →Full review
VS
DEGIROLightyear
BrokerRank Score3.3/5 ✓2.7/5
Min. Deposit$0$0
Spread from0 pips0 pips
Max Leverage1:11:1
RegulationFCAFCA
PlatformsProprietary Web, Proprietary MobileProprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
DEGIROLightyear
Best for Low Fees
DEGIROLightyear
Best for Regulation
DEGIROLightyear
Best Overall
DEGIROLightyear
Quick Answer

DEGIRO is the better choice overall, scoring 3.3/5 vs 2.7/5 on BrokerRank's independent rating. On fees, DEGIRO offers lower spreads (0 pips).

See full side-by-side comparison below

DEGIRO vs Lightyear: Key Differences

Feature

DEGIRO

Lightyear

Our Rating
3.3 / 5
2.7 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
$1.75/lot
None
Regulated By
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Mobile
Markets
Stocks, Indices, Commodities
Stocks
Founded
2013
2020
Headquarters
Amsterdam, Netherlands
London, UK
Score
1 / 2
1 / 2

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Fees Comparison

Fee

DEGIRO

Lightyear

Lower fees
Spread From
0 pips
0 pips
Commission
$1.75/lot
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

For beginners, Lightyear is more appealing due to its commission-free trading on US and EU stocks, along with a user-friendly mobile interface. Professional traders might favour DEGIRO because of its access to over 50 global stock exchanges and very low commissions starting from €1. On fees, Lightyear holds an advantage with its zero commission model, making it more cost-effective for investors seeking to minimise trading expenses.

Who Should Choose Which?

DEGIRO

DEGIRO

3.3/5

Top pick

Choose DEGIRO if you want…

  • Higher overall rating (3.3/5)
  • More market types (3)
  • More established (est. 2013)
  • More platforms (2 supported)
Lightyear

Lightyear

2.7/5

Choose Lightyear if you want…

  • No per-trade commission

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We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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Both DEGIRO & Lightyear are available in

Frequently Asked Questions

1

Is DEGIRO better than Lightyear?

DEGIRO scores higher overall on our independent rating system. DEGIRO holds a 3.3/5 rating vs Lightyear's 2.7/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, DEGIRO or Lightyear?

DEGIRO offers spreads from 0 pips, while Lightyear starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for DEGIRO vs Lightyear?

DEGIRO requires a minimum deposit of $0. Lightyear requires $0.

4

Which broker is safer, DEGIRO or Lightyear?

DEGIRO is regulated by FCA, while Lightyear holds licences from FCA.

5

What trading platforms do DEGIRO and Lightyear support?

DEGIRO supports Proprietary Web, Proprietary Mobile. Lightyear supports Proprietary Mobile.

6

Can I use both DEGIRO and Lightyear?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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