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Side-by-Side Comparison Independent Updated Oct 2, 2026

DEGIRO vs mBank 2026: Which Broker is Better?

Choosing between DEGIRO and mBank depends on your trading style, preferred markets, and budget. DEGIRO is headquartered in Amsterdam, Netherlands, while mBank operates from Warsaw, Poland. mBank has the longer track record, established in 2000, compared to DEGIRO which was founded in 2013. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

DEGIRO

mBank

VS
DEGIROmBank
BrokerRank Score3.3/53.4/5 ✓
Min. Deposit$0$0
Spread from0 pips0 pips
Max Leverage1:11:5 ✓
RegulationFCAKNF
PlatformsProprietary Web, Proprietary MobileProprietary Web, Proprietary Mobile, mBank Trader
Quick VerdictBrokerRank recommends
Best for Beginners
DEGIROmBank
Best for Low Fees
DEGIROmBank
Best for Regulation
DEGIROmBank
Best Overall
mBankDEGIRO
Quick Answer

mBank is the better choice overall, scoring 3.4/5 vs 3.3/5 on BrokerRank's independent rating. On fees, DEGIRO offers lower spreads (0 pips).

See full side-by-side comparison below

DEGIRO vs mBank: Key Differences

Feature

DEGIRO

mBank

Winner
Our Rating
3.3 / 5
3.4 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
$1.75/lot
$0.19/lot
Regulated By
KNF
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile, mBank Trader
Markets
Stocks, Indices, Commodities
Stocks, Etf, Cfd, Indices, Forex
Founded
2013
2000
Headquarters
Amsterdam, Netherlands
Warsaw, Poland
Score
1 / 3
2 / 3

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Fees Comparison

Fee

DEGIRO

mBank

Lower fees
Spread From
0 pips
0 pips
Commission
$1.75/lot
$0.19/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

DEGIRO holds licences from FCA. mBank is regulated by KNF.

Markets & Assets

Both brokers offer access to Stocks, Indices markets. DEGIRO additionally covers Commodities. mBank adds Etf, Cfd, Forex.

Trading Platforms

DEGIRO supports Proprietary Web, Proprietary Mobile. mBank offers Proprietary Web, Proprietary Mobile, mBank Trader. Both brokers are available on Proprietary Web, Proprietary Mobile.

Minimum Deposit

DEGIRO requires no minimum deposit, while mBank sets no minimum deposit. This makes DEGIRO accessible to traders with any budget.

Overall Ratings

BrokerRank scores DEGIRO at 3.27/5 and mBank at 3.27/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. DEGIRO leads overall with a marginal advantage.

BrokerRank Verdict

DEGIRO and mBank are closely matched, with DEGIRO scoring 3.27/5 against mBank's 3.27/5. DEGIRO holds more tier-1 licences (FCA), offering stronger regulatory protection. For most traders, DEGIRO is the stronger all-round choice, though mBank remains competitive for traders who prefer mBank's specific platform or market selection.

Who Should Choose Which?

DEGIRO

DEGIRO

3.3/5

Choose DEGIRO if you want…

Similar strengths to mBank — compare below.

mBank

mBank

3.4/5

Top pick

Choose mBank if you want…

  • Higher overall rating (3.4/5)
  • Higher leverage (up to 1:5)
  • More market types (5)
  • More established (est. 2000)

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Both DEGIRO & mBank are available in

Frequently Asked Questions

1

Is DEGIRO better than mBank?

mBank scores higher overall on our independent rating system. DEGIRO holds a 3.3/5 rating vs mBank's 3.4/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, DEGIRO or mBank?

DEGIRO offers spreads from 0 pips, while mBank starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for DEGIRO vs mBank?

DEGIRO requires a minimum deposit of $0. mBank requires $0.

4

Which broker is safer, DEGIRO or mBank?

DEGIRO is regulated by FCA, while mBank holds licences from KNF.

5

What trading platforms do DEGIRO and mBank support?

DEGIRO supports Proprietary Web, Proprietary Mobile. mBank supports Proprietary Web, Proprietary Mobile, mBank Trader.

6

Can I use both DEGIRO and mBank?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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