Eightcap vs SoFi Invest 2026: Which Broker is Better?
Choosing between Eightcap and SoFi Invest depends on your trading style, preferred markets, and budget. Eightcap is headquartered in Melbourne, Australia, while SoFi Invest operates from San Francisco, USA. Eightcap has the longer track record, established in 2009, compared to SoFi Invest which was founded in 2012. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
Eightcap
SoFi Invest
| Eightcap | SoFi Invest | |
|---|---|---|
| BrokerRank Score | 3.6/5 ✓ | 3.3/5 |
| Min. Deposit | $100 | $1 ✓ |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:500 ✓ | 1:1 |
| Regulation | ASIC, FCA, CySEC ✓ | SEC |
| Platforms | MT4, MT5 | Proprietary Web, Proprietary Mobile |
Eightcap is the better choice overall, scoring 3.6/5 vs 3.3/5 on BrokerRank's independent rating. On fees, Eightcap offers lower spreads (0 pips).
See full side-by-side comparison belowEightcap vs SoFi Invest: Key Differences
Eightcap
SoFi Invest
Still deciding between Eightcap and SoFi Invest?
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Fees Comparison
Eightcap
SoFi Invest
Lower feesRegulation & Trust
Eightcap holds licences from ASIC, FCA, CySEC. SoFi Invest is regulated by SEC.
Markets & Assets
Both brokers offer access to Crypto, Indices markets. Eightcap additionally covers Forex, Cfd, Commodities. SoFi Invest adds Stocks.
Trading Platforms
Eightcap supports MT4, MT5. SoFi Invest offers Proprietary Web, Proprietary Mobile.
Minimum Deposit
Eightcap requires a minimum deposit of $100, while SoFi Invest sets a minimum deposit of $1. Both are suitable for traders with moderate starting capital.
Overall Ratings
BrokerRank scores Eightcap at 3.62/5 and SoFi Invest at 3.33/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. Eightcap leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
Eightcap
3.6/5
Choose Eightcap if you want…
- Higher overall rating (3.6/5)
- Higher leverage (up to 1:500)
- More regulatory licences (3)
- More market types (5)
SoFi Invest
3.3/5
Choose SoFi Invest if you want…
- No per-trade commission
- Lower minimum deposit ($1)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Frequently Asked Questions
1Is Eightcap better than SoFi Invest?
Eightcap scores higher overall on our independent rating system. Eightcap holds a 3.6/5 rating vs SoFi Invest's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, Eightcap or SoFi Invest?
Eightcap offers spreads from 0 pips, while SoFi Invest starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for Eightcap vs SoFi Invest?
Eightcap requires a minimum deposit of $100. SoFi Invest requires $1.
4Which broker is safer, Eightcap or SoFi Invest?
Eightcap is regulated by ASIC, FCA, CySEC, while SoFi Invest holds licences from SEC.
5What trading platforms do Eightcap and SoFi Invest support?
Eightcap supports MT4, MT5. SoFi Invest supports Proprietary Web, Proprietary Mobile.
6Can I use both Eightcap and SoFi Invest?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Key Trading Terms
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BrokerRank Research
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
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