Fidelity vs M1 Finance 2026: Which Broker is Better?
Choosing between Fidelity and M1 Finance depends on your trading style, preferred markets, and budget. Fidelity is headquartered in Boston, USA, while M1 Finance operates from Chicago, USA. Fidelity has the longer track record, established in 1946, compared to M1 Finance which was founded in 2015. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
Fidelity
M1 Finance
| Fidelity | M1 Finance | |
|---|---|---|
| BrokerRank Score | 3.6/5 ✓ | 3.2/5 |
| Min. Deposit | $0 ✓ | $100 |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:2 | 1:2 |
| Regulation | SEC, CFTC ✓ | SEC |
| Platforms | Proprietary Web, Proprietary Mobile | Proprietary Web, Proprietary Mobile |
Fidelity is the better choice overall, scoring 3.6/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Fidelity offers lower spreads (0 pips).
See full side-by-side comparison belowFidelity vs M1 Finance: Key Differences
Fidelity
WinnerM1 Finance
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Fees Comparison
Fidelity
M1 Finance
Regulation & Trust
Fidelity holds licences from SEC, CFTC. M1 Finance is regulated by SEC.
Markets & Assets
Both brokers offer access to Stocks, Indices markets. Fidelity additionally covers Commodities.
Trading Platforms
Fidelity supports Proprietary Web, Proprietary Mobile. M1 Finance offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
Fidelity requires no minimum deposit, while M1 Finance sets a minimum deposit of $100. This makes Fidelity accessible to traders with any budget.
Overall Ratings
BrokerRank scores Fidelity at 3.58/5 and M1 Finance at 3.20/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. Fidelity leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
Fidelity
3.6/5
Choose Fidelity if you want…
- Higher overall rating (3.6/5)
- No minimum deposit
- More regulatory licences (2)
- More market types (3)
M1 Finance
3.2/5
Choose M1 Finance if you want…
Similar strengths to Fidelity — compare below.
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both Fidelity & M1 Finance are available in
Frequently Asked Questions
1Is Fidelity better than M1 Finance?
Fidelity scores higher overall on our independent rating system. Fidelity holds a 3.6/5 rating vs M1 Finance's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, Fidelity or M1 Finance?
Fidelity offers spreads from 0 pips, while M1 Finance starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for Fidelity vs M1 Finance?
Fidelity requires a minimum deposit of $0. M1 Finance requires $100.
4Which broker is safer, Fidelity or M1 Finance?
Fidelity is regulated by SEC, CFTC, while M1 Finance holds licences from SEC.
5What trading platforms do Fidelity and M1 Finance support?
Fidelity supports Proprietary Web, Proprietary Mobile. M1 Finance supports Proprietary Web, Proprietary Mobile.
6Can I use both Fidelity and M1 Finance?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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