Freetrade
XTB
VS
Higher Rated
XTB
Capital at risk · T&Cs apply
In this comparison of Freetrade and XTB, we explore two brokerage firms catering to different types of traders. Freetrade, with its commission-free stock trading and user-friendly mobile app, appeals primarily to investors focused on UK markets seeking straightforward equity investments and tax-efficient accounts like ISAs and SIPPs. In contrast, XTB offers a broader range of trading instruments, including forex, CFDs, and commodities, making it ideal for more experienced traders looking for diverse trading opportunities and advanced platform features. The key difference lies in their market focus and platform capabilities, with Freetrade being UK-centric and stock-focused, while XTB provides a comprehensive multi-asset trading experience.
Freetrade
XTB
| Freetrade | XTB | |
|---|---|---|
| BrokerRank Score | 3.0/5 | 3.8/5 ✓ |
| Min. Deposit | $0 | $0 |
| Spread from | 0 pips ✓ | 0.1 pips |
| Max Leverage | 1:1 | 1:500 ✓ |
| Regulation | FCA | FCA, CySEC ✓ |
| Platforms | Proprietary Mobile | Proprietary Web, Proprietary Mobile, MT4 |
XTB is the better choice overall, scoring 3.8/5 vs 3.0/5 on BrokerRank's independent rating. On fees, Freetrade offers lower spreads (0 pips).
See full side-by-side comparison belowFreetrade
XTB
WinnerFreetrade
Lower feesXTB
Freetrade
3.0/5
Choose Freetrade if you want…
XTB
3.8/5
Choose XTB if you want…
XTB scores higher overall on our independent rating system. Freetrade holds a 3.0/5 rating vs XTB's 3.8/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
Freetrade offers spreads from 0 pips, while XTB starts at 0.1 pips. Check the fees section above for a full breakdown.
Freetrade requires a minimum deposit of $0. XTB requires $0.
Freetrade is regulated by FCA, while XTB holds licences from FCA, CySEC.
Freetrade supports Proprietary Mobile. XTB supports Proprietary Web, Proprietary Mobile, MT4.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Only 26% of Brokers Are Truly Fee-Free
BrokerRank Research — Hidden costs across 345 brokers
58% of Brokers Hold a Single Licence
BrokerRank Research — Regulation quality analysis
71% of Retail Traders Lose Money
BrokerRank Research — Loss rates across 50 EU brokers
76% of Brokers Use Proprietary Platforms
BrokerRank Research — MT4 vs MT5 vs proprietary
Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.