Futu (Moomoo)
Charles Schwab
VS
Higher Rated
Futu (Moomoo)
Capital at risk · T&Cs apply
Choosing between Futu (Moomoo) and Charles Schwab depends on your trading style, preferred markets, and budget. Futu (Moomoo) is headquartered in Hong Kong, China, while Charles Schwab operates from Westlake, USA. Charles Schwab has the longer track record, established in 1971, compared to Futu (Moomoo) which was founded in 2012. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
Futu (Moomoo)
Charles Schwab
| Futu (Moomoo) | Charles Schwab | |
|---|---|---|
| BrokerRank Score | 3.7/5 ✓ | 3.6/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:5 ✓ | 1:2 |
| Regulation | SFC, SEC, MAS ✓ | SEC, CFTC |
| Platforms | Moomoo, Futu NiuNiu | Proprietary Web, Proprietary Mobile |
Futu (Moomoo) is the better choice overall, scoring 3.7/5 vs 3.6/5 on BrokerRank's independent rating. On fees, Futu (Moomoo) offers lower spreads (0 pips).
See full side-by-side comparison belowFutu (Moomoo)
WinnerCharles Schwab
Futu (Moomoo)
Charles Schwab
Futu (Moomoo) holds licences from SEC, MAS, SFC. Charles Schwab is regulated by SEC, CFTC.
Both brokers offer access to Stocks markets. Futu (Moomoo) additionally covers Etf, Options, Futures, Crypto. Charles Schwab adds Forex, Indices, Commodities.
Futu (Moomoo) supports Moomoo, Futu NiuNiu. Charles Schwab offers Proprietary Web, Proprietary Mobile.
Futu (Moomoo) requires no minimum deposit, while Charles Schwab sets no minimum deposit. This makes Futu (Moomoo) accessible to traders with any budget.
BrokerRank scores Futu (Moomoo) at 3.72/5 and Charles Schwab at 3.56/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. Futu (Moomoo) leads overall with a clear advantage.
Futu (Moomoo)
3.7/5
Choose Futu (Moomoo) if you want…
Charles Schwab
3.6/5
Choose Charles Schwab if you want…
Futu (Moomoo) scores higher overall on our independent rating system. Futu (Moomoo) holds a 3.7/5 rating vs Charles Schwab's 3.6/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
Futu (Moomoo) offers spreads from 0 pips, while Charles Schwab starts at 0 pips. Check the fees section above for a full breakdown.
Futu (Moomoo) requires a minimum deposit of $0. Charles Schwab requires $0.
Futu (Moomoo) is regulated by SFC, SEC, MAS, while Charles Schwab holds licences from SEC, CFTC.
Futu (Moomoo) supports Moomoo, Futu NiuNiu. Charles Schwab supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.