HFM
Chipper Cash
VS
Higher Rated
HFM
Capital at risk · T&Cs apply
Choosing between HFM and Chipper Cash depends on your trading style, preferred markets, and budget. HFM is headquartered in Limassol, Cyprus, while Chipper Cash operates from San Francisco, USA. HFM has the longer track record, established in 2010, compared to Chipper Cash which was founded in 2018. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
HFM
Chipper Cash
HFM is the better choice overall, scoring 3.8/5 vs 3.2/5 on BrokerRank's independent rating. On fees, HFM offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
HFM
3.8 vs 3.2
Lowest Fees
Tied
0 vs 0 pips
Regulation
HFM
3 vs 2 licences
Min. Deposit
Chipper Cash
$5 vs $1
HFM
Chipper Cash
HFM
Chipper Cash
Lower feesHFM holds licences from FCA, CySEC, FSCA. Chipper Cash is regulated by FCA, BoG.
Both brokers offer access to Stocks markets. HFM additionally covers Forex, Cfd, Indices, Commodities. Chipper Cash adds Etf, Crypto.
HFM supports MT4, MT5, Proprietary Mobile. Chipper Cash offers Proprietary Mobile. Both brokers are available on Proprietary Mobile.
HFM requires a minimum deposit of $5, while Chipper Cash sets a minimum deposit of $1. Both are suitable for traders with moderate starting capital.
BrokerRank scores HFM at 3.78/5 and Chipper Cash at 3.19/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. HFM leads overall with a clear advantage.
HFM scores higher overall on our independent rating system. HFM holds a 3.8/5 rating vs Chipper Cash's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
HFM offers spreads from 0 pips, while Chipper Cash starts at 0 pips. Check the fees section above for a full breakdown.
HFM requires a minimum deposit of $5. Chipper Cash requires $1.
HFM is regulated by FCA, CySEC, FSCA, while Chipper Cash holds licences from FCA, BoG.
HFM supports MT4, MT5, Proprietary Mobile. Chipper Cash supports Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.