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Side-by-Side Comparison Independent Updated Oct 2, 2026

HFM vs InvestEngine 2026: Which Broker is Better?

In the "HFM vs InvestEngine" broker comparison, we evaluate two distinct platforms catering to different types of traders. HFM, established in 2010 and regulated by FCA, CySEC, and FSCA, appeals to experienced traders seeking high leverage options and diverse market access, including forex, CFDs, and crypto, with a very low minimum deposit of $5. In contrast, InvestEngine, founded in 2019 and headquartered in London, offers commission-free ETF investing with a focus on simplicity and cost-effectiveness, attracting UK-based investors interested in managed portfolios and Stocks and Shares ISAs. While HFM provides advanced trading opportunities with higher risk, InvestEngine offers a straightforward, low-cost approach for those prioritising passive investing.

HFM

InvestEngine

Higher ratedHFM logo

HFM

3.8/ 5
Visit HFM →Full review
VS
HFMInvestEngine
BrokerRank Score3.8/5 ✓3.2/5
Min. Deposit$5$0 ✓
Spread from0 pips0 pips
Max Leverage1:2000 ✓1:1
RegulationFCA, CySEC, FSCA ✓FCA
PlatformsMT4, MT5, Proprietary MobileProprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
InvestEngineHFM
Best for Low Fees
HFMInvestEngine
Best for Regulation
HFMInvestEngine
Best Overall
HFMInvestEngine
Quick Answer

HFM is the better choice overall, scoring 3.8/5 vs 3.2/5 on BrokerRank's independent rating. On fees, HFM offers lower spreads (0 pips).

See full side-by-side comparison below

HFM vs InvestEngine: Key Differences

Feature

HFM

InvestEngine

Our Rating
3.8 / 5
3.2 / 5
Min. Deposit
$5
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
$3/lot
None
Regulated By
Platforms
MT4, MT5, Proprietary Mobile
Proprietary Web, Proprietary Mobile
Markets
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Stocks
Founded
2010
2019
Headquarters
Limassol, Cyprus
London, UK
Score
2 / 4
2 / 4

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Fees Comparison

Fee

HFM

InvestEngine

Lower fees
Spread From
0 pips
0 pips
Commission
$3/lot
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

For beginners, InvestEngine is the better choice due to its commission-free ETF investing and zero minimum deposit requirement, making it more accessible and less risky. Professional traders may prefer HFM, which offers a wider range of markets, including forex and CFDs, alongside high leverage up to 1:2000 for more advanced trading strategies. In terms of fees, InvestEngine wins with its zero commission structure, while HFM, despite its competitive spreads, incurs commissions and potential inactivity fees.

Who Should Choose Which?

HFM

HFM

3.8/5

Top pick

Choose HFM if you want…

  • Higher overall rating (3.8/5)
  • Higher leverage (up to 1:2000)
  • More regulatory licences (3)
  • More market types (6)
InvestEngine

InvestEngine

3.2/5

Choose InvestEngine if you want…

  • No per-trade commission
  • No minimum deposit

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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80% of retail CFD accounts lose money.

Both HFM & InvestEngine are available in

Frequently Asked Questions

1

Is HFM better than InvestEngine?

HFM scores higher overall on our independent rating system. HFM holds a 3.8/5 rating vs InvestEngine's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, HFM or InvestEngine?

HFM offers spreads from 0 pips, while InvestEngine starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for HFM vs InvestEngine?

HFM requires a minimum deposit of $5. InvestEngine requires $0.

4

Which broker is safer, HFM or InvestEngine?

HFM is regulated by FCA, CySEC, FSCA, while InvestEngine holds licences from FCA.

5

What trading platforms do HFM and InvestEngine support?

HFM supports MT4, MT5, Proprietary Mobile. InvestEngine supports Proprietary Web, Proprietary Mobile.

6

Can I use both HFM and InvestEngine?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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