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Side-by-Side Comparison Independent Updated Oct 2, 2026

HFM vs UOB Kay Hian 2026: Which Broker is Better?

Choosing between HFM and UOB Kay Hian depends on your trading style, preferred markets, and budget. HFM is headquartered in Limassol, Cyprus, while UOB Kay Hian operates from Singapore. UOB Kay Hian has the longer track record, established in 1973, compared to HFM which was founded in 2010. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

HFM

UOB Kay Hian

Higher ratedHFM logo

HFM

3.8/ 5
Visit HFM →Full review
VS
HFMUOB Kay Hian
BrokerRank Score3.8/5 ✓3.6/5
Min. Deposit$5$0 ✓
Spread from0 pips0 pips
Max Leverage1:2000 ✓1:5
RegulationFCA, CySEC, FSCA ✓MAS, SFC
PlatformsMT4, MT5, Proprietary MobileProprietary Web, Proprietary Mobile, UTRADE
Quick VerdictBrokerRank recommends
Best for Beginners
UOB Kay HianHFM
Best for Low Fees
HFMUOB Kay Hian
Best for Regulation
HFMUOB Kay Hian
Best Overall
HFMUOB Kay Hian
Quick Answer

HFM is the better choice overall, scoring 3.8/5 vs 3.6/5 on BrokerRank's independent rating. On fees, HFM offers lower spreads (0 pips).

See full side-by-side comparison below

HFM vs UOB Kay Hian: Key Differences

Feature

HFM

UOB Kay Hian

Our Rating
3.8 / 5
3.6 / 5
Min. Deposit
$5
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
$3/lot
$0.18/lot
Regulated By
MASSFC
Platforms
MT4, MT5, Proprietary Mobile
Proprietary Web, Proprietary Mobile, UTRADE
Markets
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Stocks, Etf, Indices, Forex
Founded
2010
1973
Headquarters
Limassol, Cyprus
Singapore
Score
2 / 4
2 / 4

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Fees Comparison

Fee

HFM

UOB Kay Hian

Lower fees
Spread From
0 pips
0 pips
Commission
$3/lot
$0.18/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

HFM holds licences from FCA, CySEC, FSCA. UOB Kay Hian is regulated by MAS, SFC.

Markets & Assets

Both brokers offer access to Forex, Stocks, Indices markets. HFM additionally covers Cfd, Commodities. UOB Kay Hian adds Etf.

Trading Platforms

HFM supports MT4, MT5, Proprietary Mobile. UOB Kay Hian offers Proprietary Web, Proprietary Mobile, UTRADE. Both brokers are available on Proprietary Mobile.

Minimum Deposit

HFM requires a minimum deposit of $5, while UOB Kay Hian sets no minimum deposit. This makes UOB Kay Hian accessible to traders with any budget.

Overall Ratings

BrokerRank scores HFM at 3.78/5 and UOB Kay Hian at 3.31/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. HFM leads overall with a clear advantage.

BrokerRank Verdict

HFM is our recommended pick in this comparison, scoring 3.78/5 versus UOB Kay Hian's 3.31/5. Both brokers carry equivalent tier-1 regulation. Traders with smaller budgets may find UOB Kay Hian's lower minimum deposit of $0 more accessible. UOB Kay Hian is still a solid option for beginners starting with a smaller initial capital, but HFM offers a stronger overall package for the majority of traders.

Who Should Choose Which?

HFM

HFM

3.8/5

Top pick

Choose HFM if you want…

  • Higher overall rating (3.8/5)
  • Higher leverage (up to 1:2000)
  • More regulatory licences (3)
  • More market types (6)
UOB Kay Hian

UOB Kay Hian

3.6/5

Choose UOB Kay Hian if you want…

  • No minimum deposit
  • More established (est. 1973)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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80% of retail CFD accounts lose money.

Both HFM & UOB Kay Hian are available in

Frequently Asked Questions

1

Is HFM better than UOB Kay Hian?

HFM scores higher overall on our independent rating system. HFM holds a 3.8/5 rating vs UOB Kay Hian's 3.6/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, HFM or UOB Kay Hian?

HFM offers spreads from 0 pips, while UOB Kay Hian starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for HFM vs UOB Kay Hian?

HFM requires a minimum deposit of $5. UOB Kay Hian requires $0.

4

Which broker is safer, HFM or UOB Kay Hian?

HFM is regulated by FCA, CySEC, FSCA, while UOB Kay Hian holds licences from MAS, SFC.

5

What trading platforms do HFM and UOB Kay Hian support?

HFM supports MT4, MT5, Proprietary Mobile. UOB Kay Hian supports Proprietary Web, Proprietary Mobile, UTRADE.

6

Can I use both HFM and UOB Kay Hian?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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