LHV vs SoFi Invest 2026: Which Broker is Better?
Choosing between LHV and SoFi Invest depends on your trading style, preferred markets, and budget. LHV is headquartered in Tallinn, Estonia, while SoFi Invest operates from San Francisco, USA. LHV has the longer track record, established in 1999, compared to SoFi Invest which was founded in 2012. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
LHV
SoFi Invest
| LHV | SoFi Invest | |
|---|---|---|
| BrokerRank Score | 3.5/5 ✓ | 3.3/5 |
| Min. Deposit | $0 ✓ | $1 |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:5 ✓ | 1:1 |
| Regulation | Finantsinspektsioon, FCA ✓ | SEC |
| Platforms | Proprietary Web, Proprietary Mobile, LHV Broker | Proprietary Web, Proprietary Mobile |
LHV is the better choice overall, scoring 3.5/5 vs 3.3/5 on BrokerRank's independent rating. On fees, LHV offers lower spreads (0 pips).
See full side-by-side comparison belowLHV vs SoFi Invest: Key Differences
LHV
WinnerSoFi Invest
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Fees Comparison
LHV
SoFi Invest
Regulation & Trust
LHV holds licences from FCA, Finantsinspektsioon. SoFi Invest is regulated by SEC.
Markets & Assets
Both brokers offer access to Stocks, Crypto, Indices markets. LHV additionally covers Etf.
Trading Platforms
LHV supports Proprietary Web, Proprietary Mobile, LHV Broker. SoFi Invest offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
LHV requires no minimum deposit, while SoFi Invest sets a minimum deposit of $1. This makes LHV accessible to traders with any budget.
Overall Ratings
BrokerRank scores LHV at 3.36/5 and SoFi Invest at 3.33/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. LHV leads overall with a marginal advantage.
BrokerRank Verdict
Who Should Choose Which?
LHV
3.5/5
Choose LHV if you want…
- Higher overall rating (3.5/5)
- No minimum deposit
- Higher leverage (up to 1:5)
- More regulatory licences (2)
SoFi Invest
3.3/5
Choose SoFi Invest if you want…
Similar strengths to LHV — compare below.
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both LHV & SoFi Invest are available in
Frequently Asked Questions
1Is LHV better than SoFi Invest?
LHV scores higher overall on our independent rating system. LHV holds a 3.5/5 rating vs SoFi Invest's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, LHV or SoFi Invest?
LHV offers spreads from 0 pips, while SoFi Invest starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for LHV vs SoFi Invest?
LHV requires a minimum deposit of $0. SoFi Invest requires $1.
4Which broker is safer, LHV or SoFi Invest?
LHV is regulated by Finantsinspektsioon, FCA, while SoFi Invest holds licences from SEC.
5What trading platforms do LHV and SoFi Invest support?
LHV supports Proprietary Web, Proprietary Mobile, LHV Broker. SoFi Invest supports Proprietary Web, Proprietary Mobile.
6Can I use both LHV and SoFi Invest?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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