Skip to main content
Side-by-Side Comparison Independent Updated Oct 2, 2026

Lightyear vs Public.com 2026: Which Broker is Better?

In the competitive landscape of online brokerage services, Lightyear and Public.com offer distinct advantages tailored to different types of traders. Lightyear, with a rating of 2.74/5, is ideal for UK investors seeking commission-free trading in US and EU stocks, coupled with a simple and modern mobile interface. In contrast, Public.com, rated 3.01/5, appeals to US traders interested in a diverse range of assets, including crypto and ETFs, supported by a social investing platform. The key difference lies in their market offerings, with Lightyear focusing solely on stocks, while Public.com extends its reach to cryptocurrencies and alternative investments.

Lightyear

Public.com

Higher ratedPublic.com logo

Public.com

3.0/ 5
Visit Public.com →Full review
VS
LightyearPublic.com
BrokerRank Score2.7/53.0/5 ✓
Min. Deposit$0$0
Spread from0 pips0 pips
Max Leverage1:11:1
RegulationFCASEC
PlatformsProprietary MobileProprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
LightyearPublic.com
Best for Low Fees
LightyearPublic.com
Best for Regulation
LightyearPublic.com
Best Overall
Public.comLightyear
Quick Answer

Public.com is the better choice overall, scoring 3.0/5 vs 2.7/5 on BrokerRank's independent rating. On fees, Lightyear offers lower spreads (0 pips).

See full side-by-side comparison below

Lightyear vs Public.com: Key Differences

Feature

Lightyear

Public.com

Winner
Our Rating
2.7 / 5
3.0 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
None
None
Regulated By
SEC
Platforms
Proprietary Mobile
Proprietary Mobile
Markets
Stocks
Stocks, Crypto
Founded
2020
2019
Headquarters
London, UK
New York, USA
Score
0 / 1
1 / 1

Still deciding between Lightyear and Public.com?

Skip the back-and-forth — answer 4 quick questions and we'll match you to your best fit.

Matching for:Travelling or on a VPN? Change it.
Find my match

Fees Comparison

Fee

Lightyear

Public.com

Spread From
0 pips
0 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

For beginners, Public.com is the better choice due to its wider range of investment options, including stocks, ETFs, and crypto, as well as its social investing features. Professional traders might lean towards Lightyear, given its UK regulation by the FCA and competitive FX rates, although both platforms lack advanced trading tools. Lightyear wins on fees with its competitive foreign exchange rates and interest on uninvested cash, making it slightly more appealing for cost-conscious investors.

Who Should Choose Which?

Lightyear

Lightyear

2.7/5

Choose Lightyear if you want…

Similar strengths to Public.com — compare below.

Public.com

Public.com

3.0/5

Top pick

Choose Public.com if you want…

  • Higher overall rating (3.0/5)
  • More market types (2)
  • More established (est. 2019)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

#1ForTrade logo
ForTrade
4.3
FCA
Visit
#2FxPro logo
FxPro
4.1
FCA
Visit
#4Plus500 logo
Plus500
4.0
MAS
Visit

80% of retail CFD accounts lose money.

#5AvaTrade logo
AvaTrade
4.0
MAS
Visit

Frequently Asked Questions

1

Is Lightyear better than Public.com?

Public.com scores higher overall on our independent rating system. Lightyear holds a 2.7/5 rating vs Public.com's 3.0/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Lightyear or Public.com?

Lightyear offers spreads from 0 pips, while Public.com starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Lightyear vs Public.com?

Lightyear requires a minimum deposit of $0. Public.com requires $0.

4

Which broker is safer, Lightyear or Public.com?

Lightyear is regulated by FCA, while Public.com holds licences from SEC.

5

What trading platforms do Lightyear and Public.com support?

Lightyear supports Proprietary Mobile. Public.com supports Proprietary Mobile.

6

Can I use both Lightyear and Public.com?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

Key Trading Terms

Related Guides

More Comparisons

BrokerRank Research

Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.

Featured

Deriv

4.0
Open Account

Capital at risk · T&Cs apply