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Side-by-Side Comparison Independent Updated Oct 29, 2026

Luminor Invest vs Tinkoff Investments 2026: Which Broker is Better?

Compare Luminor Invest and Tinkoff Investments side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

Luminor Invest

Tinkoff Investments

Higher ratedLuminor Invest logo

Luminor Invest

3.4/ 5
Visit Luminor Invest →Full review
VS
Luminor InvestTinkoff Investments
BrokerRank Score3.4/5 ✓3.3/5
Min. Deposit$0$0
Spread from0 pips0 pips
Max Leverage1:51:5
RegulationFinantsinspektsioon, FKTK, Lietuvos bankas ✓CBR
PlatformsProprietary Web, Proprietary MobileProprietary Mobile, Proprietary Web, Tinkoff Invest
Quick VerdictBrokerRank recommends
Best for Beginners
Luminor InvestTinkoff Investments
Best for Low Fees
Luminor InvestTinkoff Investments
Best for Regulation
Luminor InvestTinkoff Investments
Best Overall
Luminor InvestTinkoff Investments
Quick Answer

Luminor Invest is the better choice overall, scoring 3.4/5 vs 3.3/5 on BrokerRank's independent rating. On fees, Luminor Invest offers lower spreads (0 pips).

See full side-by-side comparison below

Luminor Invest vs Tinkoff Investments: Key Differences

Feature

Luminor Invest

Tinkoff Investments

Our Rating
3.4 / 5
3.3 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
$0.15/lot
$0.05/lot
Regulated By
FinantsinspektsioonFKTKLietuvos bankas
CBR
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Mobile, Proprietary Web, Tinkoff Invest
Markets
Stocks, Etf, Funds, Bonds
Stocks, Etf, Bonds, Crypto
Founded
2017
2016
Headquarters
Tallinn, Estonia
Moscow, Russia
Score
1 / 2
1 / 2

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Fees Comparison

Fee

Luminor Invest

Tinkoff Investments

Lower fees
Spread From
0 pips
0 pips
Commission
$0.15/lot
$0.05/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

Luminor Invest scores 3.41/5 while Tinkoff Investments scores 3.30/5 in our independent rating.

Luminor Invest edges ahead overall, but Tinkoff Investments may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

Luminor Invest

Luminor Invest

3.4/5

Top pick

Choose Luminor Invest if you want…

  • Higher overall rating (3.4/5)
  • More regulatory licences (3)
Tinkoff Investments

Tinkoff Investments

3.3/5

Choose Tinkoff Investments if you want…

  • More established (est. 2016)
  • More platforms (3 supported)

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Frequently Asked Questions

1

Is Luminor Invest better than Tinkoff Investments?

Luminor Invest scores higher overall on our independent rating system. Luminor Invest holds a 3.4/5 rating vs Tinkoff Investments's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Luminor Invest or Tinkoff Investments?

Luminor Invest offers spreads from 0 pips, while Tinkoff Investments starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Luminor Invest vs Tinkoff Investments?

Luminor Invest requires a minimum deposit of $0. Tinkoff Investments requires $0.

4

Which broker is safer, Luminor Invest or Tinkoff Investments?

Luminor Invest is regulated by Finantsinspektsioon, FKTK, Lietuvos bankas, while Tinkoff Investments holds licences from CBR.

5

What trading platforms do Luminor Invest and Tinkoff Investments support?

Luminor Invest supports Proprietary Web, Proprietary Mobile. Tinkoff Investments supports Proprietary Mobile, Proprietary Web, Tinkoff Invest.

6

Can I use both Luminor Invest and Tinkoff Investments?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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