Side-by-Side Comparison Independent Updated Apr 19, 2026
M1 Finance vs Upbit 2026: Which Broker is Better?
Choosing between M1 Finance and Upbit depends on your trading style, preferred markets, and budget. M1 Finance is headquartered in Chicago, USA, while Upbit operates from Seoul, South Korea. M1 Finance has the longer track record, established in 2015, compared to Upbit which was founded in 2017. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
M1 Finance
Upbit
VS
| M1 Finance | Upbit | |
|---|---|---|
| BrokerRank Score | 3.2/5 | 3.5/5 ✓ |
| Min. Deposit | $100 | $0 ✓ |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:2 ✓ | 1:1 |
| Regulation | SEC | FSC, MAS ✓ |
| Platforms | Proprietary Web, Proprietary Mobile | Proprietary Web, Proprietary Mobile |
Quick VerdictBrokerRank recommends
Best for Beginners
UpbitM1 Finance
Best for Low Fees
M1 FinanceUpbit
Best for Regulation
UpbitM1 Finance
Best Overall
UpbitM1 Finance
Quick Answer
Upbit is the better choice overall, scoring 3.5/5 vs 3.2/5 on BrokerRank's independent rating. On fees, M1 Finance offers lower spreads (0 pips).
See full side-by-side comparison belowM1 Finance vs Upbit: Key Differences
Feature
M1 Finance
Upbit
WinnerOur Rating
3.2 / 5
3.5 / 5
Min. Deposit
$100
$0
Spread From
0 pips
0 pips
Commission
None
$0.05/lot
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile
Markets
Stocks, Indices
Crypto
Founded
2015
2017
Headquarters
Chicago, USA
Seoul, South Korea
Score
1 / 3
2 / 3
Still deciding between M1 Finance and Upbit?
Skip the back-and-forth — answer 4 quick questions and we'll match you to your best fit.
Matching for:Travelling or on a VPN? Change it.
Find my matchFees Comparison
Fee
M1 Finance
Lower feesUpbit
Spread From
0 pips
0 pips
Commission
None
$0.05/lot
Deposit Fee
None
None
Withdrawal Fee
None
None
Regulation & Trust
M1 Finance holds licences from SEC. Upbit is regulated by MAS, FSC.
Markets & Assets
M1 Finance additionally covers Stocks, Indices. Upbit adds Crypto.
Trading Platforms
M1 Finance supports Proprietary Web, Proprietary Mobile. Upbit offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
M1 Finance requires a minimum deposit of $100, while Upbit sets no minimum deposit. This makes Upbit accessible to traders with any budget.
Overall Ratings
BrokerRank scores M1 Finance at 3.20/5 and Upbit at 3.18/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. M1 Finance leads overall with a marginal advantage.
BrokerRank Verdict
M1 Finance and Upbit are closely matched, with M1 Finance scoring 3.20/5 against Upbit's 3.18/5. Both brokers carry equivalent tier-1 regulation. Traders with smaller budgets may find Upbit's lower minimum deposit of $0 more accessible. For most traders, M1 Finance is the stronger all-round choice, though Upbit remains competitive for traders who prioritise regulatory breadth across multiple jurisdictions.
Who Should Choose Which?
M1 Finance
3.2/5
Choose M1 Finance if you want…
- No per-trade commission
- Higher leverage (up to 1:2)
- More market types (2)
- More established (est. 2015)
Upbit
3.5/5
Choose Upbit if you want…
- Higher overall rating (3.5/5)
- No minimum deposit
- More regulatory licences (2)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both M1 Finance & Upbit are available in
Frequently Asked Questions
1Is M1 Finance better than Upbit?
Upbit scores higher overall on our independent rating system. M1 Finance holds a 3.2/5 rating vs Upbit's 3.5/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, M1 Finance or Upbit?
M1 Finance offers spreads from 0 pips, while Upbit starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for M1 Finance vs Upbit?
M1 Finance requires a minimum deposit of $100. Upbit requires $0.
4Which broker is safer, M1 Finance or Upbit?
M1 Finance is regulated by SEC, while Upbit holds licences from FSC, MAS.
5What trading platforms do M1 Finance and Upbit support?
M1 Finance supports Proprietary Web, Proprietary Mobile. Upbit supports Proprietary Web, Proprietary Mobile.
6Can I use both M1 Finance and Upbit?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Key Trading Terms
Related Guides
More Comparisons
BrokerRank Research
Only 26% of Brokers Are Truly Fee-Free
BrokerRank Research — Hidden costs across 345 brokers
58% of Brokers Hold a Single Licence
BrokerRank Research — Regulation quality analysis
71% of Retail Traders Lose Money
BrokerRank Research — Loss rates across 50 EU brokers
76% of Brokers Use Proprietary Platforms
BrokerRank Research — MT4 vs MT5 vs proprietary
Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
Higher Rated
Upbit
Capital at risk · T&Cs apply