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Side-by-Side Comparison Independent Updated Oct 2, 2026

Public.com vs XTB 2026: Which Broker is Better?

In comparing Public.com and XTB, traders will find distinct differences tailored to specific needs. Public.com, with its focus on commission-free stocks, ETFs, and a social investing platform, primarily appeals to beginner and social investors in the US seeking a simple, mobile-first experience. In contrast, XTB offers a more comprehensive range of markets, including forex, CFDs, and commodities, with advanced trading platforms like xStation, catering to European and international traders seeking leverage and a broader asset selection. The key distinction lies in Public.com's US-centric, mobile-only approach versus XTB's global reach and versatile trading tools for more experienced traders.

Public.com

XTB

VS
Public.comXTB
BrokerRank Score3.0/53.8/5 ✓
Min. Deposit$0$0
Spread from0 pips ✓0.1 pips
Max Leverage1:11:500 ✓
RegulationSECFCA, CySEC ✓
PlatformsProprietary MobileProprietary Web, Proprietary Mobile, MT4
Quick VerdictBrokerRank recommends
Best for Beginners
Public.comXTB
Best for Low Fees
Public.comXTB
Best for Regulation
XTBPublic.com
Best Overall
XTBPublic.com
Quick Answer

XTB is the better choice overall, scoring 3.8/5 vs 3.0/5 on BrokerRank's independent rating. On fees, Public.com offers lower spreads (0 pips).

See full side-by-side comparison below

Public.com vs XTB: Key Differences

Feature

Public.com

XTB

Winner
Our Rating
3.0 / 5
3.8 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0 pips
0.1 pips
Commission
None
None
Regulated By
SEC
Platforms
Proprietary Mobile
Proprietary Web, Proprietary Mobile, MT4
Markets
Stocks, Crypto
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Founded
2019
2002
Headquarters
New York, USA
Warsaw, Poland
Score
1 / 3
2 / 3

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Fees Comparison

Fee

Public.com

Lower fees

XTB

Spread From
0 pips
0.1 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

For beginners, Public.com may be more appealing due to its user-friendly mobile platform and commission-free trading on stocks and ETFs, although it is limited to US residents. Professional traders might find XTB more suitable, given its broader market access, higher leverage options, and advanced trading platforms like xStation. In terms of fees, both brokers offer commission-free trading on certain assets, but XTB provides a more diverse range of markets with competitive spreads, making it the better choice on fees overall.

Who Should Choose Which?

Public.com

Public.com

3.0/5

Choose Public.com if you want…

  • Tighter spreads (from 0 pips)
XTB

XTB

3.8/5

Top pick

Choose XTB if you want…

  • Higher overall rating (3.8/5)
  • Higher leverage (up to 1:500)
  • More regulatory licences (2)
  • More market types (6)

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We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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Frequently Asked Questions

1

Is Public.com better than XTB?

XTB scores higher overall on our independent rating system. Public.com holds a 3.0/5 rating vs XTB's 3.8/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Public.com or XTB?

Public.com offers spreads from 0 pips, while XTB starts at 0.1 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Public.com vs XTB?

Public.com requires a minimum deposit of $0. XTB requires $0.

4

Which broker is safer, Public.com or XTB?

Public.com is regulated by SEC, while XTB holds licences from FCA, CySEC.

5

What trading platforms do Public.com and XTB support?

Public.com supports Proprietary Mobile. XTB supports Proprietary Web, Proprietary Mobile, MT4.

6

Can I use both Public.com and XTB?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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