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Side-by-Side Comparison Independent Updated Oct 2, 2026

Rakuten Securities vs Cash App Investing 2026: Which Broker is Better?

Choosing between Rakuten Securities and Cash App Investing depends on your trading style, preferred markets, and budget. Rakuten Securities is headquartered in Tokyo, Japan, while Cash App Investing operates from San Francisco, USA. Rakuten Securities has the longer track record, established in 1999, compared to Cash App Investing which was founded in 2019. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

Rakuten Securities

Cash App Investing

Higher ratedRakuten Securities logo

Rakuten Securities

3.5/ 5
Visit Rakuten Securities →Full review
VS
Rakuten SecuritiesCash App Investing
BrokerRank Score3.5/5 ✓3.5/5
Min. Deposit$0 ✓$1
Spread from0 pips0 pips
Max Leverage1:3 ✓1:1
RegulationFSASEC, FINRA ✓
PlatformsProprietary Web, Proprietary Mobile, MarketSpeed IIProprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
Rakuten SecuritiesCash App Investing
Best for Low Fees
Rakuten SecuritiesCash App Investing
Best for Regulation
Cash App InvestingRakuten Securities
Best Overall
Rakuten SecuritiesCash App Investing
Quick Answer

Rakuten Securities is the better choice overall, scoring 3.5/5 vs 3.5/5 on BrokerRank's independent rating. On fees, Rakuten Securities offers lower spreads (0 pips).

See full side-by-side comparison below

Rakuten Securities vs Cash App Investing: Key Differences

Feature

Rakuten Securities

Winner

Cash App Investing

Our Rating
3.5 / 5
3.5 / 5
Min. Deposit
$0
$1
Max Leverage
Spread From
0 pips
0 pips
Commission
None
None
Regulated By
FSA
SECFINRA
Platforms
Proprietary Web, Proprietary Mobile, MarketSpeed II
Proprietary Mobile
Markets
Stocks, Etf, Crypto, Forex, Indices
Stocks, Etf, Crypto
Founded
1999
2019
Headquarters
Tokyo, Japan
San Francisco, USA
Score
2 / 3
1 / 3

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Fees Comparison

Fee

Rakuten Securities

Cash App Investing

Spread From
0 pips
0 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

Rakuten Securities holds licences from FSA. Cash App Investing is regulated by SEC, FINRA.

Markets & Assets

Both brokers offer access to Stocks, Etf, Crypto markets. Rakuten Securities additionally covers Forex, Indices.

Trading Platforms

Rakuten Securities supports Proprietary Web, Proprietary Mobile, MarketSpeed II. Cash App Investing offers Proprietary Mobile. Both brokers are available on Proprietary Mobile.

Minimum Deposit

Rakuten Securities requires no minimum deposit, while Cash App Investing sets a minimum deposit of $1. This makes Rakuten Securities accessible to traders with any budget.

Overall Ratings

BrokerRank scores Rakuten Securities at 3.42/5 and Cash App Investing at 3.22/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. Rakuten Securities leads overall with a clear advantage.

BrokerRank Verdict

Rakuten Securities is our recommended pick in this comparison, scoring 3.42/5 versus Cash App Investing's 3.22/5. Cash App Investing offers comparable regulatory coverage. Rakuten Securities is more accessible for new traders with its lower minimum deposit requirement. Cash App Investing is still a solid option for traders who prioritise regulatory breadth across multiple jurisdictions, but Rakuten Securities offers a stronger overall package for the majority of traders.

Who Should Choose Which?

Rakuten Securities

Rakuten Securities

3.5/5

Top pick

Choose Rakuten Securities if you want…

  • Higher overall rating (3.5/5)
  • No minimum deposit
  • Higher leverage (up to 1:3)
  • More market types (5)
Cash App Investing

Cash App Investing

3.5/5

Choose Cash App Investing if you want…

  • More regulatory licences (2)

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Both Rakuten Securities & Cash App Investing are available in

Frequently Asked Questions

1

Is Rakuten Securities better than Cash App Investing?

Rakuten Securities scores higher overall on our independent rating system. Rakuten Securities holds a 3.5/5 rating vs Cash App Investing's 3.5/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Rakuten Securities or Cash App Investing?

Rakuten Securities offers spreads from 0 pips, while Cash App Investing starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Rakuten Securities vs Cash App Investing?

Rakuten Securities requires a minimum deposit of $0. Cash App Investing requires $1.

4

Which broker is safer, Rakuten Securities or Cash App Investing?

Rakuten Securities is regulated by FSA, while Cash App Investing holds licences from SEC, FINRA.

5

What trading platforms do Rakuten Securities and Cash App Investing support?

Rakuten Securities supports Proprietary Web, Proprietary Mobile, MarketSpeed II. Cash App Investing supports Proprietary Mobile.

6

Can I use both Rakuten Securities and Cash App Investing?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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