Rakuten Securities vs M1 Finance 2026: Which Broker is Better?
Choosing between Rakuten Securities and M1 Finance depends on your trading style, preferred markets, and budget. Rakuten Securities is headquartered in Tokyo, Japan, while M1 Finance operates from Chicago, USA. Rakuten Securities has the longer track record, established in 1999, compared to M1 Finance which was founded in 2015. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
Rakuten Securities
M1 Finance
| Rakuten Securities | M1 Finance | |
|---|---|---|
| BrokerRank Score | 3.5/5 ✓ | 3.2/5 |
| Min. Deposit | $0 ✓ | $100 |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:3 ✓ | 1:2 |
| Regulation | FSA | SEC |
| Platforms | Proprietary Web, Proprietary Mobile, MarketSpeed II | Proprietary Web, Proprietary Mobile |
Rakuten Securities is the better choice overall, scoring 3.5/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Rakuten Securities offers lower spreads (0 pips).
See full side-by-side comparison belowRakuten Securities vs M1 Finance: Key Differences
Rakuten Securities
WinnerM1 Finance
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Fees Comparison
Rakuten Securities
M1 Finance
Regulation & Trust
Rakuten Securities holds licences from FSA. M1 Finance is regulated by SEC.
Markets & Assets
Both brokers offer access to Stocks, Indices markets. Rakuten Securities additionally covers Etf, Crypto, Forex.
Trading Platforms
Rakuten Securities supports Proprietary Web, Proprietary Mobile, MarketSpeed II. M1 Finance offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
Rakuten Securities requires no minimum deposit, while M1 Finance sets a minimum deposit of $100. This makes Rakuten Securities accessible to traders with any budget.
Overall Ratings
BrokerRank scores Rakuten Securities at 3.42/5 and M1 Finance at 3.20/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. Rakuten Securities leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
Rakuten Securities
3.5/5
Choose Rakuten Securities if you want…
- Higher overall rating (3.5/5)
- No minimum deposit
- Higher leverage (up to 1:3)
- More market types (5)
M1 Finance
3.2/5
Choose M1 Finance if you want…
Similar strengths to Rakuten Securities — compare below.
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both Rakuten Securities & M1 Finance are available in
Frequently Asked Questions
1Is Rakuten Securities better than M1 Finance?
Rakuten Securities scores higher overall on our independent rating system. Rakuten Securities holds a 3.5/5 rating vs M1 Finance's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, Rakuten Securities or M1 Finance?
Rakuten Securities offers spreads from 0 pips, while M1 Finance starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for Rakuten Securities vs M1 Finance?
Rakuten Securities requires a minimum deposit of $0. M1 Finance requires $100.
4Which broker is safer, Rakuten Securities or M1 Finance?
Rakuten Securities is regulated by FSA, while M1 Finance holds licences from SEC.
5What trading platforms do Rakuten Securities and M1 Finance support?
Rakuten Securities supports Proprietary Web, Proprietary Mobile, MarketSpeed II. M1 Finance supports Proprietary Web, Proprietary Mobile.
6Can I use both Rakuten Securities and M1 Finance?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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