Is Rakuten Securities better than SoFi Invest?

Rakuten Securities scores higher overall on our independent rating system. Rakuten Securities holds a 3.4/5 rating vs SoFi Invest's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

Which has lower fees, Rakuten Securities or SoFi Invest?

Rakuten Securities offers spreads from 0 pips, while SoFi Invest starts at 0 pips. Check the fees section above for a full breakdown.

What is the minimum deposit for Rakuten Securities vs SoFi Invest?

Rakuten Securities requires a minimum deposit of $0. SoFi Invest requires $1.

Which broker is safer, Rakuten Securities or SoFi Invest?

Rakuten Securities is regulated by FSA, while SoFi Invest holds licences from SEC.

What trading platforms do Rakuten Securities and SoFi Invest support?

Rakuten Securities supports Proprietary Web, Proprietary Mobile, MarketSpeed II. SoFi Invest supports Proprietary Web, Proprietary Mobile.

Can I use both Rakuten Securities and SoFi Invest?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

Rakuten Securities vs SoFi Invest 2026 — Side-by-Side Comparison

Rakuten Securities and SoFi Invest are closely matched, with Rakuten Securities scoring 3.42/5 against SoFi Invest's 3.33/5. SoFi Invest offers comparable regulatory coverage. Rakuten Securities is more accessible for new traders with its lower minimum deposit requirement. For most traders, Rakuten Securities is the stronger all-round choice, though SoFi Invest remains competitive for traders who prefer SoFi Invest's specific platform or market selection.

	Rakuten Securities	SoFi Invest
BrokerRank Score	3.4/5 ✓	3.3/5
Min. Deposit	$0 ✓	$1
Spread from	0 pips	0 pips
Max Leverage	1:3 ✓	1:1
Regulation	FSA	SEC
Platforms	Proprietary Web, Proprietary Mobile, MarketSpeed II	Proprietary Web, Proprietary Mobile

Rakuten Securities vs SoFi Invest 2026: Which Broker is Better?