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Side-by-Side Comparison Independent Updated Mar 9, 2026

Revolut vs XM 2026: Which Broker is Better?

In the broker comparison of Revolut Trading and XM, the key difference lies in their market focus and platform offerings. Revolut Trading, with a rating of 3.05/5, appeals to casual investors and existing Revolut banking app users who prefer straightforward stock and crypto investments with no commission fees. In contrast, XM, rated 3.92/5, caters to more experienced traders seeking a broader range of markets, including forex and CFDs, with advanced platform options like MT4 and MT5. While Revolut offers convenience and integration, XM provides extensive educational resources and a wider array of trading instruments.

Revolut

XM

RevolutXM
BrokerRank Score3.0/53.9/5 ✓
Min. Deposit$0 ✓$5
Spread from0 pips ✓0.6 pips
Max Leverage—1:1000 ✓
RegulationFCACySEC, DFSA, FSC ✓
PlatformsProprietary MobileMT4, MT5, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
RevolutXM
Best for Low Fees
RevolutXM
Best for Regulation
XMRevolut
Best Overall
XMRevolut
Quick Answer

XM is the better choice overall, scoring 3.9/5 vs 3.0/5 on BrokerRank's independent rating. On fees, Revolut offers lower spreads (0 pips).

See full side-by-side comparison below

Revolut vs XM: Key Differences

Feature

Revolut

XM

Our Rating
3.0 / 5
3.9 / 5
Min. Deposit
$0
$5
Max Leverage
—
Spread From
0 pips
0.6 pips
Commission
None
None
Regulated By
CySECDFSAFSCFSCAFSA
Platforms
Proprietary Mobile
MT4, MT5, Proprietary Mobile
Markets
Stocks, Crypto
Forex, Cfd, Stocks, Indices, Commodities
Founded
2018
2009
Headquarters
London, UK
Limassol, Cyprus
Score
2 / 4
2 / 4

Fees Comparison

Fee

Revolut

Lower fees

XM

Spread From
0 pips
0.6 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

For beginners, Revolut Trading is the better choice due to its seamless integration with the Revolut banking app and commission-free stock trading, although its limited investment products and basic research tools may be a drawback. For professional traders, XM is more suitable, offering a wider range of markets, advanced platforms like MT4 and MT5, and high leverage options up to 1:1000, despite its wider spreads on standard accounts. When it comes to fees, Revolut Trading edges ahead with commission-free stock trading, although users should be mindful of the monthly free trade limits on the basic plan.

Who Should Choose Which?

Revolut

Revolut

3.0/5

Choose Revolut if you want…

  • Tighter spreads (from 0 pips)
  • No minimum deposit
XM

XM

3.9/5

Top pick

Choose XM if you want…

  • Higher overall rating (3.9/5)
  • More regulatory licences (5)
  • More market types (5)
  • More established (est. 2009)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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Both Revolut & XM are available in

Frequently Asked Questions

1

Is Revolut better than XM?

XM scores higher overall on our independent rating system. Revolut holds a 3.0/5 rating vs XM's 3.9/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, Revolut or XM?

Revolut offers spreads from 0 pips, while XM starts at 0.6 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Revolut vs XM?

Revolut requires a minimum deposit of $0. XM requires $5.

4

Which broker is safer, Revolut or XM?

Revolut is regulated by FCA, while XM holds licences from CySEC, DFSA, FSC, FSCA, FSA.

5

What trading platforms do Revolut and XM support?

Revolut supports Proprietary Mobile. XM supports MT4, MT5, Proprietary Mobile.

6

Can I use both Revolut and XM?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

Key Trading Terms

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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.

Higher Rated

XM

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