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Side-by-Side Comparison Independent Updated Oct 29, 2026

Rico Investimentos vs XP Investimentos 2026: Which Broker is Better?

Compare Rico Investimentos and XP Investimentos side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

Rico Investimentos

XP Investimentos

Rico InvestimentosXP Investimentos
BrokerRank Score3.2/53.2/5 ✓
Min. Deposit$0 ✓$100
Spread from0 pips0 pips
Max Leverage1:11:5 ✓
RegulationCVMCVM
PlatformsProprietary Web, Proprietary MobileProprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
Rico InvestimentosXP Investimentos
Best for Low Fees
Rico InvestimentosXP Investimentos
Best for Regulation
Rico InvestimentosXP Investimentos
Quick Answer

Rico Investimentos (3.2/5) and XP Investimentos (3.2/5) are closely matched. Rico Investimentos has lower spreads; the better pick depends on your priorities.

See full side-by-side comparison below

Rico Investimentos vs XP Investimentos: Key Differences

Feature

Rico Investimentos

Winner

XP Investimentos

Our Rating
3.2 / 5
3.2 / 5
Min. Deposit
$0
$100
Max Leverage
Spread From
0 pips
0 pips
Commission
None
None
Regulated By
CVM
CVM
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile
Markets
Stocks, Etf, Crypto
Stocks, Crypto, Etf
Founded
1999
2001
Headquarters
São Paulo, Brazil
São Paulo, Brazil
Score
1 / 1
0 / 1

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Fees Comparison

Fee

Rico Investimentos

XP Investimentos

Spread From
0 pips
0 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

Rico Investimentos scores 3.21/5 while XP Investimentos scores 3.23/5 in our independent rating.

XP Investimentos edges ahead overall, but Rico Investimentos may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

Rico Investimentos

Rico Investimentos

3.2/5

Choose Rico Investimentos if you want…

  • No minimum deposit
  • More established (est. 1999)
XP Investimentos

XP Investimentos

3.2/5

Top pick

Choose XP Investimentos if you want…

  • Higher leverage (up to 1:5)

Also consider

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Both Rico Investimentos & XP Investimentos are available in

Frequently Asked Questions

1

Is Rico Investimentos better than XP Investimentos?

Rico Investimentos (3.2/5) and XP Investimentos (3.2/5) are closely matched on our independent rating scale. The better choice depends on your priorities — fees, regulation, platforms, or available markets. See the full comparison above.

2

Which has lower fees, Rico Investimentos or XP Investimentos?

Rico Investimentos offers spreads from 0 pips, while XP Investimentos starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for Rico Investimentos vs XP Investimentos?

Rico Investimentos requires a minimum deposit of $0. XP Investimentos requires $100.

4

Which broker is safer, Rico Investimentos or XP Investimentos?

Rico Investimentos is regulated by CVM, while XP Investimentos holds licences from CVM.

5

What trading platforms do Rico Investimentos and XP Investimentos support?

Rico Investimentos supports Proprietary Web, Proprietary Mobile. XP Investimentos supports Proprietary Web, Proprietary Mobile.

6

Can I use both Rico Investimentos and XP Investimentos?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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