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Side-by-Side Comparison Independent Updated Oct 2, 2026

SoFi Invest vs ACY Securities 2026: Which Broker is Better?

Choosing between SoFi Invest and ACY Securities depends on your trading style, preferred markets, and budget. SoFi Invest is headquartered in San Francisco, USA, while ACY Securities operates from Sydney, Australia. ACY Securities has the longer track record, established in 2011, compared to SoFi Invest which was founded in 2012. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

SoFi Invest

ACY Securities

Higher ratedSoFi Invest logo

SoFi Invest

3.3/ 5
Visit SoFi Invest →Full review
VS
SoFi InvestACY Securities
BrokerRank Score3.3/5 ✓3.2/5
Min. Deposit$1 ✓$50
Spread from0 pips0 pips
Max Leverage1:11:500 ✓
RegulationSECASIC
PlatformsProprietary Web, Proprietary MobileMT4, MT5
Quick VerdictBrokerRank recommends
Best for Beginners
SoFi InvestACY Securities
Best for Low Fees
SoFi InvestACY Securities
Best for Regulation
SoFi InvestACY Securities
Best Overall
SoFi InvestACY Securities
Quick Answer

SoFi Invest is the better choice overall, scoring 3.3/5 vs 3.2/5 on BrokerRank's independent rating. On fees, SoFi Invest offers lower spreads (0 pips).

See full side-by-side comparison below

SoFi Invest vs ACY Securities: Key Differences

Feature

SoFi Invest

Winner

ACY Securities

Our Rating
3.3 / 5
3.2 / 5
Min. Deposit
$1
$50
Max Leverage
Spread From
0 pips
0 pips
Commission
None
$3/lot
Regulated By
SEC
Platforms
Proprietary Web, Proprietary Mobile
MT4, MT5
Markets
Stocks, Crypto, Indices
Forex, Cfd, Indices, Commodities, Crypto
Founded
2012
2011
Headquarters
San Francisco, USA
Sydney, Australia
Score
3 / 3
0 / 3

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Fees Comparison

Fee

SoFi Invest

Lower fees

ACY Securities

Spread From
0 pips
0 pips
Commission
None
$3/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

SoFi Invest holds licences from SEC. ACY Securities is regulated by ASIC.

Markets & Assets

Both brokers offer access to Crypto, Indices markets. SoFi Invest additionally covers Stocks. ACY Securities adds Forex, Cfd, Commodities.

Trading Platforms

SoFi Invest supports Proprietary Web, Proprietary Mobile. ACY Securities offers MT4, MT5.

Minimum Deposit

SoFi Invest requires a minimum deposit of $1, while ACY Securities sets a minimum deposit of $50. Both are suitable for traders with moderate starting capital.

Overall Ratings

BrokerRank scores SoFi Invest at 3.33/5 and ACY Securities at 3.22/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. SoFi Invest leads overall with a clear advantage.

BrokerRank Verdict

SoFi Invest is our recommended pick in this comparison, scoring 3.33/5 versus ACY Securities's 3.22/5. Both brokers carry equivalent tier-1 regulation. SoFi Invest is more accessible for new traders with its lower minimum deposit requirement. ACY Securities is still a solid option for traders who prefer ACY Securities's specific platform or market selection, but SoFi Invest offers a stronger overall package for the majority of traders.

Who Should Choose Which?

SoFi Invest

SoFi Invest

3.3/5

Top pick

Choose SoFi Invest if you want…

  • Higher overall rating (3.3/5)
  • No per-trade commission
  • Lower minimum deposit ($1)
ACY Securities

ACY Securities

3.2/5

Choose ACY Securities if you want…

  • Higher leverage (up to 1:500)
  • More market types (5)
  • More established (est. 2011)

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Frequently Asked Questions

1

Is SoFi Invest better than ACY Securities?

SoFi Invest scores higher overall on our independent rating system. SoFi Invest holds a 3.3/5 rating vs ACY Securities's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, SoFi Invest or ACY Securities?

SoFi Invest offers spreads from 0 pips, while ACY Securities starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for SoFi Invest vs ACY Securities?

SoFi Invest requires a minimum deposit of $1. ACY Securities requires $50.

4

Which broker is safer, SoFi Invest or ACY Securities?

SoFi Invest is regulated by SEC, while ACY Securities holds licences from ASIC.

5

What trading platforms do SoFi Invest and ACY Securities support?

SoFi Invest supports Proprietary Web, Proprietary Mobile. ACY Securities supports MT4, MT5.

6

Can I use both SoFi Invest and ACY Securities?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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