SoFi Invest
DEGIRO
VS
Higher Rated
SoFi Invest
Capital at risk · T&Cs apply
Choosing between SoFi Invest and DEGIRO depends on your trading style, preferred markets, and budget. SoFi Invest is headquartered in San Francisco, USA, while DEGIRO operates from Amsterdam, Netherlands. SoFi Invest has the longer track record, established in 2012, compared to DEGIRO which was founded in 2013. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
SoFi Invest
DEGIRO
SoFi Invest is the better choice overall, scoring 3.3/5 vs 3.3/5 on BrokerRank's independent rating. On fees, SoFi Invest offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
SoFi Invest
3.3 vs 3.3
Lowest Fees
Tied
0 vs 0 pips
Regulation
Tied
1 vs 1 licences
Min. Deposit
DEGIRO
$1 vs $0
SoFi Invest
WinnerDEGIRO
SoFi Invest
Lower feesDEGIRO
SoFi Invest holds licences from SEC. DEGIRO is regulated by FCA.
Both brokers offer access to Stocks, Indices markets. SoFi Invest additionally covers Crypto. DEGIRO adds Commodities.
SoFi Invest supports Proprietary Web, Proprietary Mobile. DEGIRO offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
SoFi Invest requires a minimum deposit of $1, while DEGIRO sets no minimum deposit. This makes DEGIRO accessible to traders with any budget.
BrokerRank scores SoFi Invest at 3.33/5 and DEGIRO at 3.27/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. SoFi Invest leads overall with a clear advantage.
SoFi Invest scores higher overall on our independent rating system. SoFi Invest holds a 3.3/5 rating vs DEGIRO's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
SoFi Invest offers spreads from 0 pips, while DEGIRO starts at 0 pips. Check the fees section above for a full breakdown.
SoFi Invest requires a minimum deposit of $1. DEGIRO requires $0.
SoFi Invest is regulated by SEC, while DEGIRO holds licences from FCA.
SoFi Invest supports Proprietary Web, Proprietary Mobile. DEGIRO supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.