SoFi Invest
Gemini
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SoFi Invest
Capital at risk · T&Cs apply
Choosing between SoFi Invest and Gemini depends on your trading style, preferred markets, and budget. SoFi Invest is headquartered in San Francisco, USA, while Gemini operates from New York, USA. SoFi Invest has the longer track record, established in 2012, compared to Gemini which was founded in 2014. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
SoFi Invest
Gemini
SoFi Invest (3.3/5) and Gemini (3.3/5) are closely matched. SoFi Invest has lower spreads; the better pick depends on your priorities.
See full side-by-side comparison belowOverall Rating
SoFi Invest
3.3 vs 3.3
Lowest Fees
SoFi Invest
0 vs 0.5 pips
Regulation
Gemini
1 vs 2 licences
Min. Deposit
Gemini
$1 vs $0
SoFi Invest
Gemini
SoFi Invest
Lower feesGemini
SoFi Invest holds licences from SEC. Gemini is regulated by CFTC, FCA.
Both brokers offer access to Crypto markets. SoFi Invest additionally covers Stocks, Indices.
On spreads, SoFi Invest is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.5 pips at Gemini.
SoFi Invest supports Proprietary Web, Proprietary Mobile. Gemini offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
SoFi Invest requires a minimum deposit of $1, while Gemini sets no minimum deposit. This makes Gemini accessible to traders with any budget.
BrokerRank scores SoFi Invest at 3.33/5 and Gemini at 3.32/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. SoFi Invest leads overall with a marginal advantage.
SoFi Invest (3.3/5) and Gemini (3.3/5) are closely matched on our independent rating scale. The better choice depends on your priorities — fees, regulation, platforms, or available markets. See the full comparison above.
SoFi Invest offers spreads from 0 pips, while Gemini starts at 0.5 pips. Check the fees section above for a full breakdown.
SoFi Invest requires a minimum deposit of $1. Gemini requires $0.
SoFi Invest is regulated by SEC, while Gemini holds licences from CFTC, FCA.
SoFi Invest supports Proprietary Web, Proprietary Mobile. Gemini supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.