ThinkMarkets vs SoFi Invest 2026: Which Broker is Better?
Choosing between ThinkMarkets and SoFi Invest depends on your trading style, preferred markets, and budget. ThinkMarkets is headquartered in London, UK, while SoFi Invest operates from San Francisco, USA. ThinkMarkets has the longer track record, established in 2010, compared to SoFi Invest which was founded in 2012. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
ThinkMarkets
SoFi Invest
| ThinkMarkets | SoFi Invest | |
|---|---|---|
| BrokerRank Score | 3.9/5 ✓ | 3.3/5 |
| Min. Deposit | $0 ✓ | $1 |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:500 ✓ | 1:1 |
| Regulation | FCA, ASIC ✓ | SEC |
| Platforms | MT4, MT5, Proprietary Web | Proprietary Web, Proprietary Mobile |
ThinkMarkets is the better choice overall, scoring 3.9/5 vs 3.3/5 on BrokerRank's independent rating. On fees, ThinkMarkets offers lower spreads (0 pips).
See full side-by-side comparison belowThinkMarkets vs SoFi Invest: Key Differences
ThinkMarkets
WinnerSoFi Invest
Still deciding between ThinkMarkets and SoFi Invest?
Skip the back-and-forth — answer 4 quick questions and we'll match you to your best fit.
Fees Comparison
ThinkMarkets
SoFi Invest
Lower feesRegulation & Trust
ThinkMarkets holds licences from FCA, ASIC. SoFi Invest is regulated by SEC.
Markets & Assets
Both brokers offer access to Stocks, Indices markets. ThinkMarkets additionally covers Forex, Cfd, Commodities. SoFi Invest adds Crypto.
Trading Platforms
ThinkMarkets supports MT4, MT5, Proprietary Web, Proprietary Mobile. SoFi Invest offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
ThinkMarkets requires no minimum deposit, while SoFi Invest sets a minimum deposit of $1. This makes ThinkMarkets accessible to traders with any budget.
Overall Ratings
BrokerRank scores ThinkMarkets at 3.92/5 and SoFi Invest at 3.33/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. ThinkMarkets leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
ThinkMarkets
3.9/5
Choose ThinkMarkets if you want…
- Higher overall rating (3.9/5)
- No minimum deposit
- Higher leverage (up to 1:500)
- More regulatory licences (2)
SoFi Invest
3.3/5
Choose SoFi Invest if you want…
- No per-trade commission
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Frequently Asked Questions
1Is ThinkMarkets better than SoFi Invest?
ThinkMarkets scores higher overall on our independent rating system. ThinkMarkets holds a 3.9/5 rating vs SoFi Invest's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, ThinkMarkets or SoFi Invest?
ThinkMarkets offers spreads from 0 pips, while SoFi Invest starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for ThinkMarkets vs SoFi Invest?
ThinkMarkets requires a minimum deposit of $0. SoFi Invest requires $1.
4Which broker is safer, ThinkMarkets or SoFi Invest?
ThinkMarkets is regulated by FCA, ASIC, while SoFi Invest holds licences from SEC.
5What trading platforms do ThinkMarkets and SoFi Invest support?
ThinkMarkets supports MT4, MT5, Proprietary Web, Proprietary Mobile. SoFi Invest supports Proprietary Web, Proprietary Mobile.
6Can I use both ThinkMarkets and SoFi Invest?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Key Trading Terms
Related Guides
More Comparisons
BrokerRank Research
Only 26% of Brokers Are Truly Fee-Free
BrokerRank Research — Hidden costs across our broker database
58% of Brokers Hold a Single Licence
BrokerRank Research — Regulation quality analysis
71% of Retail Traders Lose Money
BrokerRank Research — Loss rates across 50 EU brokers
76% of Brokers Use Proprietary Platforms
BrokerRank Research — MT4 vs MT5 vs proprietary
Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
Featured
Deriv
4.0Capital at risk · T&Cs apply
