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Side-by-Side Comparison Independent Updated Oct 2, 2026

UOB Kay Hian vs DEGIRO 2026: Which Broker is Better?

Choosing between UOB Kay Hian and DEGIRO depends on your trading style, preferred markets, and budget. UOB Kay Hian is headquartered in Singapore, while DEGIRO operates from Amsterdam, Netherlands. UOB Kay Hian has the longer track record, established in 1973, compared to DEGIRO which was founded in 2013. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

UOB Kay Hian

DEGIRO

Higher ratedUOB Kay Hian logo

UOB Kay Hian

3.6/ 5
Visit UOB Kay Hian →Full review
VS
UOB Kay HianDEGIRO
BrokerRank Score3.6/5 ✓3.3/5
Min. Deposit$0$0
Spread from0 pips0 pips
Max Leverage1:5 ✓1:1
RegulationMAS, SFC ✓FCA
PlatformsProprietary Web, Proprietary Mobile, UTRADEProprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
UOB Kay HianDEGIRO
Best for Low Fees
UOB Kay HianDEGIRO
Best for Regulation
UOB Kay HianDEGIRO
Best Overall
UOB Kay HianDEGIRO
Quick Answer

UOB Kay Hian is the better choice overall, scoring 3.6/5 vs 3.3/5 on BrokerRank's independent rating. On fees, UOB Kay Hian offers lower spreads (0 pips).

See full side-by-side comparison below

UOB Kay Hian vs DEGIRO: Key Differences

Feature

UOB Kay Hian

Winner

DEGIRO

Our Rating
3.6 / 5
3.3 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
$0.18/lot
$1.75/lot
Regulated By
MASSFC
Platforms
Proprietary Web, Proprietary Mobile, UTRADE
Proprietary Web, Proprietary Mobile
Markets
Stocks, Etf, Indices, Forex
Stocks, Indices, Commodities
Founded
1973
2013
Headquarters
Singapore
Amsterdam, Netherlands
Score
2 / 2
0 / 2

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Fees Comparison

Fee

UOB Kay Hian

Lower fees

DEGIRO

Spread From
0 pips
0 pips
Commission
$0.18/lot
$1.75/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

UOB Kay Hian holds licences from MAS, SFC. DEGIRO is regulated by FCA.

Markets & Assets

Both brokers offer access to Stocks, Indices markets. UOB Kay Hian additionally covers Etf, Forex. DEGIRO adds Commodities.

Trading Platforms

UOB Kay Hian supports Proprietary Web, Proprietary Mobile, UTRADE. DEGIRO offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.

Minimum Deposit

UOB Kay Hian requires no minimum deposit, while DEGIRO sets no minimum deposit. This makes UOB Kay Hian accessible to traders with any budget.

Overall Ratings

BrokerRank scores UOB Kay Hian at 3.31/5 and DEGIRO at 3.27/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. UOB Kay Hian leads overall with a marginal advantage.

BrokerRank Verdict

UOB Kay Hian and DEGIRO are closely matched, with UOB Kay Hian scoring 3.31/5 against DEGIRO's 3.27/5. Both brokers carry equivalent tier-1 regulation. For most traders, UOB Kay Hian is the stronger all-round choice, though DEGIRO remains competitive for traders who prefer DEGIRO's specific platform or market selection.

Who Should Choose Which?

UOB Kay Hian

UOB Kay Hian

3.6/5

Top pick

Choose UOB Kay Hian if you want…

  • Higher overall rating (3.6/5)
  • Higher leverage (up to 1:5)
  • More regulatory licences (2)
  • More market types (4)
DEGIRO

DEGIRO

3.3/5

Choose DEGIRO if you want…

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Frequently Asked Questions

1

Is UOB Kay Hian better than DEGIRO?

UOB Kay Hian scores higher overall on our independent rating system. UOB Kay Hian holds a 3.6/5 rating vs DEGIRO's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, UOB Kay Hian or DEGIRO?

UOB Kay Hian offers spreads from 0 pips, while DEGIRO starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for UOB Kay Hian vs DEGIRO?

UOB Kay Hian requires a minimum deposit of $0. DEGIRO requires $0.

4

Which broker is safer, UOB Kay Hian or DEGIRO?

UOB Kay Hian is regulated by MAS, SFC, while DEGIRO holds licences from FCA.

5

What trading platforms do UOB Kay Hian and DEGIRO support?

UOB Kay Hian supports Proprietary Web, Proprietary Mobile, UTRADE. DEGIRO supports Proprietary Web, Proprietary Mobile.

6

Can I use both UOB Kay Hian and DEGIRO?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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