XM
Moneybox
VS
Higher Rated
XM
Capital at risk · T&Cs apply
Choosing between XM and Moneybox depends on your trading style, preferred markets, and budget. XM is headquartered in Limassol, Cyprus, while Moneybox operates from London, UK. XM has the longer track record, established in 2009, compared to Moneybox which was founded in 2015. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XM
Moneybox
XM is the better choice overall, scoring 3.9/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Moneybox offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
XM
3.9 vs 3.2
Lowest Fees
Moneybox
0.6 vs 0 pips
Regulation
XM
3 vs 1 licences
Min. Deposit
Moneybox
$5 vs $1
XM
Moneybox
XM
Moneybox
Lower feesXM holds licences from ASIC, FCA, CySEC. Moneybox is regulated by FCA.
Both brokers offer access to Stocks markets. XM additionally covers Forex, Cfd, Indices, Commodities. Moneybox adds Etf.
On spreads, Moneybox is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.6 pips at XM.
XM supports MT4, MT5, Proprietary Mobile. Moneybox offers Proprietary Mobile, Proprietary Web. Both brokers are available on Proprietary Mobile.
XM requires a minimum deposit of $5, while Moneybox sets a minimum deposit of $1. Both are suitable for traders with moderate starting capital.
BrokerRank scores XM at 3.92/5 and Moneybox at 3.21/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XM leads overall with a clear advantage.
XM scores higher overall on our independent rating system. XM holds a 3.9/5 rating vs Moneybox's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XM offers spreads from 0.6 pips, while Moneybox starts at 0 pips. Check the fees section above for a full breakdown.
XM requires a minimum deposit of $5. Moneybox requires $1.
XM is regulated by CySEC, ASIC, FCA, while Moneybox holds licences from FCA.
XM supports MT4, MT5, Proprietary Mobile. Moneybox supports Proprietary Mobile, Proprietary Web.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.