XM
Pacific Union
VS
Higher Rated
XM
Capital at risk · T&Cs apply
Choosing between XM and Pacific Union depends on your trading style, preferred markets, and budget. XM is headquartered in Limassol, Cyprus, while Pacific Union operates from Mahé, Seychelles. XM has the longer track record, established in 2009, compared to Pacific Union which was founded in 2015. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XM
Pacific Union
XM is the better choice overall, scoring 3.9/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Pacific Union offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
XM
3.9 vs 3.2
Lowest Fees
Pacific Union
0.6 vs 0 pips
Regulation
XM
3 vs 2 licences
Min. Deposit
Pacific Union
$5 vs $20
XM
WinnerPacific Union
XM
Pacific Union
XM holds licences from ASIC, FCA, CySEC. Pacific Union is regulated by FSCA, FSA.
Both brokers offer access to Forex, Cfd, Indices, Commodities markets. XM additionally covers Stocks. Pacific Union adds Crypto.
On spreads, Pacific Union is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.6 pips at XM.
XM supports MT4, MT5, Proprietary Mobile. Pacific Union offers MT4, MT5. Both brokers are available on MT4, MT5.
XM requires a minimum deposit of $5, while Pacific Union sets a minimum deposit of $20. Both are suitable for traders with moderate starting capital.
BrokerRank scores XM at 3.92/5 and Pacific Union at 3.19/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XM leads overall with a clear advantage.
XM scores higher overall on our independent rating system. XM holds a 3.9/5 rating vs Pacific Union's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XM offers spreads from 0.6 pips, while Pacific Union starts at 0 pips. Check the fees section above for a full breakdown.
XM requires a minimum deposit of $5. Pacific Union requires $20.
XM is regulated by CySEC, ASIC, FCA, while Pacific Union holds licences from FSCA, FSA.
XM supports MT4, MT5, Proprietary Mobile. Pacific Union supports MT4, MT5.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.