Side-by-Side Comparison Independent Updated Jun 15, 2026
XP Investimentos vs Rico Investimentos 2026: Which Broker is Better?
Compare XP Investimentos and Rico Investimentos side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.
XP Investimentos
Rico Investimentos
VS
| XP Investimentos | Rico Investimentos | |
|---|---|---|
| BrokerRank Score | 3.1/5 ✓ | 3.1/5 |
| Min. Deposit | $100 | $0 ✓ |
| Spread from | 0 pips | 0 pips |
| Max Leverage | 1:5 ✓ | 1:1 |
| Regulation | CVM | CVM |
| Platforms | Proprietary Web, Proprietary Mobile | Proprietary Web, Proprietary Mobile |
Quick VerdictBrokerRank recommends
Best for Beginners
Rico InvestimentosXP Investimentos
Best for Low Fees
XP InvestimentosRico Investimentos
Best for Regulation
XP InvestimentosRico Investimentos
Quick Answer
XP Investimentos (3.1/5) and Rico Investimentos (3.1/5) are closely matched. XP Investimentos has lower spreads; the better pick depends on your priorities.
See full side-by-side comparison belowXP Investimentos vs Rico Investimentos: Key Differences
Feature
XP Investimentos
Rico Investimentos
WinnerOur Rating
3.1 / 5
3.1 / 5
Min. Deposit
$100
$0
Spread From
0 pips
0 pips
Commission
None
None
Regulated By
CVM
CVM
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile
Markets
Stocks, Crypto, Etf
Stocks, Etf, Crypto
Founded
2001
1999
Headquarters
São Paulo, Brazil
São Paulo, Brazil
Score
0 / 1
1 / 1
Still deciding between XP Investimentos and Rico Investimentos?
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Find my matchFees Comparison
Fee
XP Investimentos
Rico Investimentos
Spread From
0 pips
0 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None
BrokerRank Verdict
XP Investimentos scores 3.10/5 while Rico Investimentos scores 3.08/5 in our independent rating.
XP Investimentos edges ahead overall, but Rico Investimentos may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.
Who Should Choose Which?
XP Investimentos
3.1/5
Choose XP Investimentos if you want…
- Higher leverage (up to 1:5)
Rico Investimentos
3.1/5
Choose Rico Investimentos if you want…
- No minimum deposit
- More established (est. 1999)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both XP Investimentos & Rico Investimentos are available in
Frequently Asked Questions
1Is XP Investimentos better than Rico Investimentos?
XP Investimentos (3.1/5) and Rico Investimentos (3.1/5) are closely matched on our independent rating scale. The better choice depends on your priorities — fees, regulation, platforms, or available markets. See the full comparison above.
2Which has lower fees, XP Investimentos or Rico Investimentos?
XP Investimentos offers spreads from 0 pips, while Rico Investimentos starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for XP Investimentos vs Rico Investimentos?
XP Investimentos requires a minimum deposit of $100. Rico Investimentos requires $0.
4Which broker is safer, XP Investimentos or Rico Investimentos?
XP Investimentos is regulated by CVM, while Rico Investimentos holds licences from CVM.
5What trading platforms do XP Investimentos and Rico Investimentos support?
XP Investimentos supports Proprietary Web, Proprietary Mobile. Rico Investimentos supports Proprietary Web, Proprietary Mobile.
6Can I use both XP Investimentos and Rico Investimentos?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Key Trading Terms
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
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