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Side-by-Side Comparison Independent Updated Oct 29, 2026

XP Investimentos vs Rico Investimentos 2026: Which Broker is Better?

Compare XP Investimentos and Rico Investimentos side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

XP Investimentos

Rico Investimentos

XP InvestimentosRico Investimentos
BrokerRank Score3.2/5 ✓3.2/5
Min. Deposit$100$0 ✓
Spread from0 pips0 pips
Max Leverage1:5 ✓1:1
RegulationCVMCVM
PlatformsProprietary Web, Proprietary MobileProprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
Rico InvestimentosXP Investimentos
Best for Low Fees
XP InvestimentosRico Investimentos
Best for Regulation
XP InvestimentosRico Investimentos
Quick Answer

XP Investimentos (3.2/5) and Rico Investimentos (3.2/5) are closely matched. XP Investimentos has lower spreads; the better pick depends on your priorities.

See full side-by-side comparison below

XP Investimentos vs Rico Investimentos: Key Differences

Feature

XP Investimentos

Rico Investimentos

Winner
Our Rating
3.2 / 5
3.2 / 5
Min. Deposit
$100
$0
Max Leverage
Spread From
0 pips
0 pips
Commission
None
None
Regulated By
CVM
CVM
Platforms
Proprietary Web, Proprietary Mobile
Proprietary Web, Proprietary Mobile
Markets
Stocks, Crypto, Etf
Stocks, Etf, Crypto
Founded
2001
1999
Headquarters
São Paulo, Brazil
São Paulo, Brazil
Score
0 / 1
1 / 1

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Fees Comparison

Fee

XP Investimentos

Rico Investimentos

Spread From
0 pips
0 pips
Commission
None
None
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

XP Investimentos scores 3.23/5 while Rico Investimentos scores 3.21/5 in our independent rating.

XP Investimentos edges ahead overall, but Rico Investimentos may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

XP Investimentos

XP Investimentos

3.2/5

Top pick

Choose XP Investimentos if you want…

  • Higher leverage (up to 1:5)
Rico Investimentos

Rico Investimentos

3.2/5

Choose Rico Investimentos if you want…

  • No minimum deposit
  • More established (est. 1999)

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Both XP Investimentos & Rico Investimentos are available in

Frequently Asked Questions

1

Is XP Investimentos better than Rico Investimentos?

XP Investimentos (3.2/5) and Rico Investimentos (3.2/5) are closely matched on our independent rating scale. The better choice depends on your priorities — fees, regulation, platforms, or available markets. See the full comparison above.

2

Which has lower fees, XP Investimentos or Rico Investimentos?

XP Investimentos offers spreads from 0 pips, while Rico Investimentos starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for XP Investimentos vs Rico Investimentos?

XP Investimentos requires a minimum deposit of $100. Rico Investimentos requires $0.

4

Which broker is safer, XP Investimentos or Rico Investimentos?

XP Investimentos is regulated by CVM, while Rico Investimentos holds licences from CVM.

5

What trading platforms do XP Investimentos and Rico Investimentos support?

XP Investimentos supports Proprietary Web, Proprietary Mobile. Rico Investimentos supports Proprietary Web, Proprietary Mobile.

6

Can I use both XP Investimentos and Rico Investimentos?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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