XTB
Bitpanda
VS
Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and Bitpanda depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Bitpanda operates from Vienna, Austria. XTB has the longer track record, established in 2002, compared to Bitpanda which was founded in 2014. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Bitpanda
XTB is the better choice overall, scoring 3.8/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Bitpanda offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
XTB
3.8 vs 3.2
Lowest Fees
Bitpanda
0.1 vs 0 pips
Regulation
XTB
2 vs 1 licences
Min. Deposit
XTB
$0 vs $1
XTB
WinnerBitpanda
XTB
Bitpanda
XTB holds licences from FCA, CySEC. Bitpanda is regulated by CySEC.
Both brokers offer access to Stocks, Indices markets. XTB additionally covers Forex, Cfd, Commodities. Bitpanda adds Crypto.
On spreads, Bitpanda is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Bitpanda offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
XTB requires no minimum deposit, while Bitpanda sets a minimum deposit of $1. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and Bitpanda at 3.20/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Bitpanda's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while Bitpanda starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. Bitpanda requires $1.
XTB is regulated by FCA, CySEC, while Bitpanda holds licences from CySEC.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Bitpanda supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.