XTB vs Futu (Moomoo) 2026: Which Broker is Better?
Choosing between XTB and Futu (Moomoo) depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Futu (Moomoo) operates from Hong Kong, China. XTB has the longer track record, established in 2002, compared to Futu (Moomoo) which was founded in 2012. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Futu (Moomoo)
| XTB | Futu (Moomoo) | |
|---|---|---|
| BrokerRank Score | 3.8/5 ✓ | 3.7/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0.1 pips | 0 pips ✓ |
| Max Leverage | 1:500 ✓ | 1:5 |
| Regulation | FCA, CySEC | SFC, SEC, MAS ✓ |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | Moomoo, Futu NiuNiu |
XTB is the better choice overall, scoring 3.8/5 vs 3.7/5 on BrokerRank's independent rating. On fees, Futu (Moomoo) offers lower spreads (0 pips).
See full side-by-side comparison belowXTB vs Futu (Moomoo): Key Differences
XTB
Futu (Moomoo)
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Fees Comparison
XTB
Futu (Moomoo)
Lower feesRegulation & Trust
XTB holds licences from FCA, CySEC. Futu (Moomoo) is regulated by SEC, MAS, SFC.
Markets & Assets
Both brokers offer access to Stocks markets. XTB additionally covers Forex, Cfd, Indices, Commodities. Futu (Moomoo) adds Etf, Options, Futures, Crypto.
Fees & Spreads
On spreads, Futu (Moomoo) is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
Trading Platforms
XTB supports Proprietary Web, Proprietary Mobile, MT4. Futu (Moomoo) offers Moomoo, Futu NiuNiu.
Minimum Deposit
XTB requires no minimum deposit, while Futu (Moomoo) sets no minimum deposit. This makes XTB accessible to traders with any budget.
Overall Ratings
BrokerRank scores XTB at 3.81/5 and Futu (Moomoo) at 3.72/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
XTB
3.8/5
Choose XTB if you want…
- Higher overall rating (3.8/5)
- Higher leverage (up to 1:500)
- More market types (6)
- More established (est. 2002)
Futu (Moomoo)
3.7/5
Choose Futu (Moomoo) if you want…
- Tighter spreads (from 0 pips)
- More regulatory licences (3)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both XTB & Futu (Moomoo) are available in
Frequently Asked Questions
1Is XTB better than Futu (Moomoo)?
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Futu (Moomoo)'s 3.7/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, XTB or Futu (Moomoo)?
XTB offers spreads from 0.1 pips, while Futu (Moomoo) starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for XTB vs Futu (Moomoo)?
XTB requires a minimum deposit of $0. Futu (Moomoo) requires $0.
4Which broker is safer, XTB or Futu (Moomoo)?
XTB is regulated by FCA, CySEC, while Futu (Moomoo) holds licences from SFC, SEC, MAS.
5What trading platforms do XTB and Futu (Moomoo) support?
XTB supports Proprietary Web, Proprietary Mobile, MT4. Futu (Moomoo) supports Moomoo, Futu NiuNiu.
6Can I use both XTB and Futu (Moomoo)?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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