Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and Futu (Moomoo) depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Futu (Moomoo) operates from Hong Kong, China. XTB has the longer track record, established in 2002, compared to Futu (Moomoo) which was founded in 2012. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Futu (Moomoo)
| XTB | Futu (Moomoo) | |
|---|---|---|
| BrokerRank Score | 3.8/5 ✓ | 3.7/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0.1 pips | 0 pips ✓ |
| Max Leverage | 1:500 ✓ | 1:5 |
| Regulation | FCA, CySEC | SFC, SEC, MAS ✓ |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | Moomoo, Futu NiuNiu |
XTB is the better choice overall, scoring 3.8/5 vs 3.7/5 on BrokerRank's independent rating. On fees, Futu (Moomoo) offers lower spreads (0 pips).
See full side-by-side comparison belowXTB
Futu (Moomoo)
WinnerXTB
Futu (Moomoo)
Lower feesXTB holds licences from FCA, CySEC. Futu (Moomoo) is regulated by SEC, MAS, SFC.
Both brokers offer access to Stocks markets. XTB additionally covers Forex, Cfd, Indices, Commodities. Futu (Moomoo) adds Etf, Options, Futures, Crypto.
On spreads, Futu (Moomoo) is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Futu (Moomoo) offers Moomoo, Futu NiuNiu.
XTB requires no minimum deposit, while Futu (Moomoo) sets no minimum deposit. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and Futu (Moomoo) at 3.72/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB
3.8/5
Choose XTB if you want…
Futu (Moomoo)
3.7/5
Choose Futu (Moomoo) if you want…
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Futu (Moomoo)'s 3.7/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while Futu (Moomoo) starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. Futu (Moomoo) requires $0.
XTB is regulated by FCA, CySEC, while Futu (Moomoo) holds licences from SFC, SEC, MAS.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Futu (Moomoo) supports Moomoo, Futu NiuNiu.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.