XTB vs FXTM 2026: Which Broker is Better?
Choosing between XTB and FXTM depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while FXTM operates from Limassol, Cyprus. XTB has the longer track record, established in 2002, compared to FXTM which was founded in 2011. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
FXTM
| XTB | FXTM | |
|---|---|---|
| BrokerRank Score | 3.8/5 ✓ | 3.6/5 |
| Min. Deposit | $0 ✓ | $10 |
| Spread from | 0.1 pips | 0.1 pips |
| Max Leverage | 1:500 | 1:2000 ✓ |
| Regulation | FCA, CySEC | FCA, CySEC, FSCA ✓ |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | MT4, MT5 |
XTB is the better choice overall, scoring 3.8/5 vs 3.6/5 on BrokerRank's independent rating. On fees, XTB offers lower spreads (0.1 pips).
See full side-by-side comparison belowXTB vs FXTM: Key Differences
XTB
WinnerFXTM
Still deciding between XTB and FXTM?
Skip the back-and-forth — answer 4 quick questions and we'll match you to your best fit.
Fees Comparison
XTB
Lower feesFXTM
Regulation & Trust
XTB holds licences from FCA, CySEC. FXTM is regulated by FCA, CySEC, FSCA.
Markets & Assets
Both brokers offer access to Forex, Cfd, Stocks, Indices, Commodities markets.
Fees & Spreads
On spreads, XTB is more competitive with EUR/USD spreads from 0.1 pips, compared to 0.1 pips at FXTM.
Trading Platforms
XTB supports Proprietary Web, Proprietary Mobile, MT4. FXTM offers MT4, MT5. Both brokers are available on MT4.
Minimum Deposit
XTB requires no minimum deposit, while FXTM sets a minimum deposit of $10. This makes XTB accessible to traders with any budget.
Overall Ratings
BrokerRank scores XTB at 3.81/5 and FXTM at 3.59/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
XTB
3.8/5
Choose XTB if you want…
- Higher overall rating (3.8/5)
- No per-trade commission
- No minimum deposit
- More market types (6)
FXTM
3.6/5
Choose FXTM if you want…
- Higher leverage (up to 1:2000)
- More regulatory licences (3)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both XTB & FXTM are available in
Frequently Asked Questions
1Is XTB better than FXTM?
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs FXTM's 3.6/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, XTB or FXTM?
XTB offers spreads from 0.1 pips, while FXTM starts at 0.1 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for XTB vs FXTM?
XTB requires a minimum deposit of $0. FXTM requires $10.
4Which broker is safer, XTB or FXTM?
XTB is regulated by FCA, CySEC, while FXTM holds licences from FCA, CySEC, FSCA.
5What trading platforms do XTB and FXTM support?
XTB supports Proprietary Web, Proprietary Mobile, MT4. FXTM supports MT4, MT5.
6Can I use both XTB and FXTM?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Key Trading Terms
Related Guides
More Comparisons
BrokerRank Research
Only 26% of Brokers Are Truly Fee-Free
BrokerRank Research — Hidden costs across our broker database
58% of Brokers Hold a Single Licence
BrokerRank Research — Regulation quality analysis
71% of Retail Traders Lose Money
BrokerRank Research — Loss rates across 50 EU brokers
76% of Brokers Use Proprietary Platforms
BrokerRank Research — MT4 vs MT5 vs proprietary
Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.
Featured
Deriv
4.0Capital at risk · T&Cs apply
