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Side-by-Side Comparison Independent Updated Oct 29, 2026

XTB vs Interactive Brokers 2026: Which Broker is Better?

Compare XTB and Interactive Brokers side by side on fees, regulation, platforms and our expert ratings. Find out which broker suits your needs.

XTB

Interactive Brokers

Higher ratedInteractive Brokers logo

Interactive Brokers

4.4/ 5
Visit Interactive Brokers →Full review
VS
XTBInteractive Brokers
BrokerRank Score3.8/54.4/5 ✓
Min. Deposit$0$0
Spread from0.1 pips ✓0.2 pips
Max Leverage1:500 ✓1:4
RegulationFCA, CySECSEC, CFTC, FCA ✓
PlatformsProprietary Web, Proprietary Mobile, MT4Proprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
XTBInteractive Brokers
Best for Low Fees
XTBInteractive Brokers
Best for Regulation
Interactive BrokersXTB
Best Overall
Interactive BrokersXTB
Quick Answer

Interactive Brokers is the better choice overall, scoring 4.4/5 vs 3.8/5 on BrokerRank's independent rating. On fees, XTB offers lower spreads (0.1 pips).

See full side-by-side comparison below

XTB vs Interactive Brokers: Key Differences

Feature

XTB

Interactive Brokers

Our Rating
3.8 / 5
4.4 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0.1 pips
0.2 pips
Commission
None
$0.005/lot
Regulated By
Platforms
Proprietary Web, Proprietary Mobile, MT4
Proprietary Web, Proprietary Mobile
Markets
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Stocks, Forex, Cfd, Indices, Commodities
Founded
2002
1978
Headquarters
Warsaw, Poland
Greenwich, USA
Score
2 / 4
2 / 4

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Fees Comparison

Fee

XTB

Lower fees

Interactive Brokers

Spread From
0.1 pips
0.2 pips
Commission
None
$0.005/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

BrokerRank Verdict

XTB scores 3.81/5 while Interactive Brokers scores 4.43/5 in our independent rating.

Interactive Brokers edges ahead overall, but XTB may suit traders who prioritise different features. Read our full reviews for a detailed breakdown. Scores are based on our transparent methodology.

Who Should Choose Which?

XTB

XTB

3.8/5

Choose XTB if you want…

  • Tighter spreads (from 0.1 pips)
  • No per-trade commission
  • Higher leverage (up to 1:500)
  • More market types (6)
Interactive Brokers

Interactive Brokers

4.4/5

Top pick

Choose Interactive Brokers if you want…

  • Higher overall rating (4.4/5)
  • More regulatory licences (5)
  • More established (est. 1978)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

#1ForTrade logo
ForTrade
4.3
FCA
Visit
#2FxPro logo
FxPro
4.1
FCA
Visit
#4AvaTrade logo
AvaTrade
4.0
MAS
Visit
#5Plus500 logo
Plus500
4.0
MAS
Visit

80% of retail CFD accounts lose money.

Both XTB & Interactive Brokers are available in

Frequently Asked Questions

1

Is XTB better than Interactive Brokers?

Interactive Brokers scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Interactive Brokers's 4.4/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, XTB or Interactive Brokers?

XTB offers spreads from 0.1 pips, while Interactive Brokers starts at 0.2 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for XTB vs Interactive Brokers?

XTB requires a minimum deposit of $0. Interactive Brokers requires $0.

4

Which broker is safer, XTB or Interactive Brokers?

XTB is regulated by FCA, CySEC, while Interactive Brokers holds licences from SEC, CFTC, FCA, MAS, ASIC.

5

What trading platforms do XTB and Interactive Brokers support?

XTB supports Proprietary Web, Proprietary Mobile, MT4. Interactive Brokers supports Proprietary Web, Proprietary Mobile.

6

Can I use both XTB and Interactive Brokers?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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