XTB vs LHV 2026: Which Broker is Better?
Choosing between XTB and LHV depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while LHV operates from Tallinn, Estonia. LHV has the longer track record, established in 1999, compared to XTB which was founded in 2002. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
LHV
| XTB | LHV | |
|---|---|---|
| BrokerRank Score | 3.8/5 ✓ | 3.5/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0.1 pips | 0 pips ✓ |
| Max Leverage | 1:500 ✓ | 1:5 |
| Regulation | FCA, CySEC | Finantsinspektsioon, FCA |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | Proprietary Web, Proprietary Mobile, LHV Broker |
XTB is the better choice overall, scoring 3.8/5 vs 3.5/5 on BrokerRank's independent rating. On fees, LHV offers lower spreads (0 pips).
See full side-by-side comparison belowXTB vs LHV: Key Differences
XTB
WinnerLHV
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Fees Comparison
XTB
LHV
Lower feesRegulation & Trust
XTB holds licences from FCA, CySEC. LHV is regulated by FCA, Finantsinspektsioon.
Markets & Assets
Both brokers offer access to Stocks, Indices markets. XTB additionally covers Forex, Cfd, Commodities. LHV adds Etf, Crypto.
Fees & Spreads
On spreads, LHV is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
Trading Platforms
XTB supports Proprietary Web, Proprietary Mobile, MT4. LHV offers Proprietary Web, Proprietary Mobile, LHV Broker. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
XTB requires no minimum deposit, while LHV sets no minimum deposit. This makes XTB accessible to traders with any budget.
Overall Ratings
BrokerRank scores XTB at 3.81/5 and LHV at 3.36/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
XTB
3.8/5
Choose XTB if you want…
- Higher overall rating (3.8/5)
- Higher leverage (up to 1:500)
- More market types (6)
LHV
3.5/5
Choose LHV if you want…
- Tighter spreads (from 0 pips)
- More established (est. 1999)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both XTB & LHV are available in
Frequently Asked Questions
1Is XTB better than LHV?
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs LHV's 3.5/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, XTB or LHV?
XTB offers spreads from 0.1 pips, while LHV starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for XTB vs LHV?
XTB requires a minimum deposit of $0. LHV requires $0.
4Which broker is safer, XTB or LHV?
XTB is regulated by FCA, CySEC, while LHV holds licences from Finantsinspektsioon, FCA.
5What trading platforms do XTB and LHV support?
XTB supports Proprietary Web, Proprietary Mobile, MT4. LHV supports Proprietary Web, Proprietary Mobile, LHV Broker.
6Can I use both XTB and LHV?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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