Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and LHV depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while LHV operates from Tallinn, Estonia. LHV has the longer track record, established in 1999, compared to XTB which was founded in 2002. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
LHV
| XTB | LHV | |
|---|---|---|
| BrokerRank Score | 3.8/5 ✓ | 3.4/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0.1 pips | 0 pips ✓ |
| Max Leverage | 1:500 ✓ | 1:5 |
| Regulation | FCA, CySEC | Finantsinspektsioon, FCA |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | Proprietary Web, Proprietary Mobile, LHV Broker |
XTB is the better choice overall, scoring 3.8/5 vs 3.4/5 on BrokerRank's independent rating. On fees, LHV offers lower spreads (0 pips).
See full side-by-side comparison belowXTB
WinnerLHV
XTB
LHV
Lower feesXTB holds licences from FCA, CySEC. LHV is regulated by FCA, Finantsinspektsioon.
Both brokers offer access to Stocks, Indices markets. XTB additionally covers Forex, Cfd, Commodities. LHV adds Etf, Crypto.
On spreads, LHV is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. LHV offers Proprietary Web, Proprietary Mobile, LHV Broker. Both brokers are available on Proprietary Web, Proprietary Mobile.
XTB requires no minimum deposit, while LHV sets no minimum deposit. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and LHV at 3.36/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB
3.8/5
Choose XTB if you want…
LHV
3.4/5
Choose LHV if you want…
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs LHV's 3.4/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while LHV starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. LHV requires $0.
XTB is regulated by FCA, CySEC, while LHV holds licences from Finantsinspektsioon, FCA.
XTB supports Proprietary Web, Proprietary Mobile, MT4. LHV supports Proprietary Web, Proprietary Mobile, LHV Broker.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Only 26% of Brokers Are Truly Fee-Free
BrokerRank Research — Hidden costs across 345 brokers
58% of Brokers Hold a Single Licence
BrokerRank Research — Regulation quality analysis
71% of Retail Traders Lose Money
BrokerRank Research — Loss rates across 50 EU brokers
76% of Brokers Use Proprietary Platforms
BrokerRank Research — MT4 vs MT5 vs proprietary
Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.