XTB
Moneybox
VS
Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and Moneybox depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Moneybox operates from London, UK. XTB has the longer track record, established in 2002, compared to Moneybox which was founded in 2015. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Moneybox
XTB is the better choice overall, scoring 3.8/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Moneybox offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
XTB
3.8 vs 3.2
Lowest Fees
Moneybox
0.1 vs 0 pips
Regulation
XTB
2 vs 1 licences
Min. Deposit
XTB
$0 vs $1
XTB
WinnerMoneybox
XTB
Moneybox
Lower feesXTB holds licences from FCA, CySEC. Moneybox is regulated by FCA.
Both brokers offer access to Stocks markets. XTB additionally covers Forex, Cfd, Indices, Commodities. Moneybox adds Etf.
On spreads, Moneybox is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Moneybox offers Proprietary Mobile, Proprietary Web. Both brokers are available on Proprietary Web, Proprietary Mobile.
XTB requires no minimum deposit, while Moneybox sets a minimum deposit of $1. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and Moneybox at 3.21/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Moneybox's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while Moneybox starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. Moneybox requires $1.
XTB is regulated by FCA, CySEC, while Moneybox holds licences from FCA.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Moneybox supports Proprietary Mobile, Proprietary Web.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.