XTB
Pacific Union
VS
Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and Pacific Union depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Pacific Union operates from Mahé, Seychelles. XTB has the longer track record, established in 2002, compared to Pacific Union which was founded in 2015. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Pacific Union
XTB is the better choice overall, scoring 3.8/5 vs 3.2/5 on BrokerRank's independent rating. On fees, Pacific Union offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
XTB
3.8 vs 3.2
Lowest Fees
Pacific Union
0.1 vs 0 pips
Regulation
Tied
2 vs 2 licences
Min. Deposit
XTB
$0 vs $20
XTB
WinnerPacific Union
XTB
Pacific Union
XTB holds licences from FCA, CySEC. Pacific Union is regulated by FSCA, FSA.
Both brokers offer access to Forex, Cfd, Indices, Commodities markets. XTB additionally covers Stocks. Pacific Union adds Crypto.
On spreads, Pacific Union is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Pacific Union offers MT4, MT5. Both brokers are available on MT4.
XTB requires no minimum deposit, while Pacific Union sets a minimum deposit of $20. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and Pacific Union at 3.19/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Pacific Union's 3.2/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while Pacific Union starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. Pacific Union requires $20.
XTB is regulated by FCA, CySEC, while Pacific Union holds licences from FSCA, FSA.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Pacific Union supports MT4, MT5.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.