XTB
Phillip Capital
VS
Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and Phillip Capital depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Phillip Capital operates from Singapore. Phillip Capital has the longer track record, established in 1975, compared to XTB which was founded in 2002. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
Phillip Capital
| XTB | Phillip Capital | |
|---|---|---|
| BrokerRank Score | 3.8/5 ✓ | 3.7/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0.1 pips | 0 pips ✓ |
| Max Leverage | 1:500 ✓ | 1:5 |
| Regulation | FCA, CySEC | MAS, ASIC |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | Proprietary Web, Proprietary Mobile |
XTB is the better choice overall, scoring 3.8/5 vs 3.7/5 on BrokerRank's independent rating. On fees, Phillip Capital offers lower spreads (0 pips).
See full side-by-side comparison belowXTB
Phillip Capital
XTB
Phillip Capital
XTB holds licences from FCA, CySEC. Phillip Capital is regulated by MAS, ASIC.
Both brokers offer access to Forex, Cfd, Stocks, Indices, Commodities markets.
On spreads, Phillip Capital is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Phillip Capital offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.
XTB requires no minimum deposit, while Phillip Capital sets no minimum deposit. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and Phillip Capital at 3.74/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB
3.8/5
Choose XTB if you want…
Phillip Capital
3.7/5
Choose Phillip Capital if you want…
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Phillip Capital's 3.7/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while Phillip Capital starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. Phillip Capital requires $0.
XTB is regulated by FCA, CySEC, while Phillip Capital holds licences from MAS, ASIC.
XTB supports Proprietary Web, Proprietary Mobile, MT4. Phillip Capital supports Proprietary Web, Proprietary Mobile.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.