XTB vs UOB Kay Hian 2026: Which Broker is Better?
Choosing between XTB and UOB Kay Hian depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while UOB Kay Hian operates from Singapore. UOB Kay Hian has the longer track record, established in 1973, compared to XTB which was founded in 2002. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
UOB Kay Hian
| XTB | UOB Kay Hian | |
|---|---|---|
| BrokerRank Score | 3.8/5 ✓ | 3.6/5 |
| Min. Deposit | $0 | $0 |
| Spread from | 0.1 pips | 0 pips ✓ |
| Max Leverage | 1:500 ✓ | 1:5 |
| Regulation | FCA, CySEC | MAS, SFC |
| Platforms | Proprietary Web, Proprietary Mobile, MT4 | Proprietary Web, Proprietary Mobile, UTRADE |
XTB is the better choice overall, scoring 3.8/5 vs 3.6/5 on BrokerRank's independent rating. On fees, UOB Kay Hian offers lower spreads (0 pips).
See full side-by-side comparison belowXTB vs UOB Kay Hian: Key Differences
XTB
WinnerUOB Kay Hian
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Fees Comparison
XTB
UOB Kay Hian
Regulation & Trust
XTB holds licences from FCA, CySEC. UOB Kay Hian is regulated by MAS, SFC.
Markets & Assets
Both brokers offer access to Forex, Stocks, Indices markets. XTB additionally covers Cfd, Commodities. UOB Kay Hian adds Etf.
Fees & Spreads
On spreads, UOB Kay Hian is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
Trading Platforms
XTB supports Proprietary Web, Proprietary Mobile, MT4. UOB Kay Hian offers Proprietary Web, Proprietary Mobile, UTRADE. Both brokers are available on Proprietary Web, Proprietary Mobile.
Minimum Deposit
XTB requires no minimum deposit, while UOB Kay Hian sets no minimum deposit. This makes XTB accessible to traders with any budget.
Overall Ratings
BrokerRank scores XTB at 3.81/5 and UOB Kay Hian at 3.31/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
BrokerRank Verdict
Who Should Choose Which?
XTB
3.8/5
Choose XTB if you want…
- Higher overall rating (3.8/5)
- No per-trade commission
- Higher leverage (up to 1:500)
- More market types (6)
UOB Kay Hian
3.6/5
Choose UOB Kay Hian if you want…
- Tighter spreads (from 0 pips)
- More established (est. 1973)
Also consider
We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.
Both XTB & UOB Kay Hian are available in
Frequently Asked Questions
1Is XTB better than UOB Kay Hian?
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs UOB Kay Hian's 3.6/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
2Which has lower fees, XTB or UOB Kay Hian?
XTB offers spreads from 0.1 pips, while UOB Kay Hian starts at 0 pips. Check the fees section above for a full breakdown.
3What is the minimum deposit for XTB vs UOB Kay Hian?
XTB requires a minimum deposit of $0. UOB Kay Hian requires $0.
4Which broker is safer, XTB or UOB Kay Hian?
XTB is regulated by FCA, CySEC, while UOB Kay Hian holds licences from MAS, SFC.
5What trading platforms do XTB and UOB Kay Hian support?
XTB supports Proprietary Web, Proprietary Mobile, MT4. UOB Kay Hian supports Proprietary Web, Proprietary Mobile, UTRADE.
6Can I use both XTB and UOB Kay Hian?
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
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