Higher Rated
XTB
Capital at risk · T&Cs apply
Choosing between XTB and UOB Kay Hian depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while UOB Kay Hian operates from Singapore. UOB Kay Hian has the longer track record, established in 1973, compared to XTB which was founded in 2002. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.
XTB
UOB Kay Hian
XTB is the better choice overall, scoring 3.8/5 vs 3.3/5 on BrokerRank's independent rating. On fees, UOB Kay Hian offers lower spreads (0 pips).
See full side-by-side comparison belowOverall Rating
XTB
3.8 vs 3.3
Lowest Fees
UOB Kay Hian
0.1 vs 0 pips
Regulation
Tied
2 vs 2 licences
Min. Deposit
Tied
$0 vs $0
XTB
WinnerUOB Kay Hian
XTB
UOB Kay Hian
XTB holds licences from FCA, CySEC. UOB Kay Hian is regulated by MAS, SFC.
Both brokers offer access to Forex, Stocks, Indices markets. XTB additionally covers Cfd, Commodities. UOB Kay Hian adds Etf.
On spreads, UOB Kay Hian is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.
XTB supports Proprietary Web, Proprietary Mobile, MT4. UOB Kay Hian offers Proprietary Web, Proprietary Mobile, UTRADE. Both brokers are available on Proprietary Web, Proprietary Mobile.
XTB requires no minimum deposit, while UOB Kay Hian sets no minimum deposit. This makes XTB accessible to traders with any budget.
BrokerRank scores XTB at 3.81/5 and UOB Kay Hian at 3.31/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.
XTB scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs UOB Kay Hian's 3.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.
XTB offers spreads from 0.1 pips, while UOB Kay Hian starts at 0 pips. Check the fees section above for a full breakdown.
XTB requires a minimum deposit of $0. UOB Kay Hian requires $0.
XTB is regulated by FCA, CySEC, while UOB Kay Hian holds licences from MAS, SFC.
XTB supports Proprietary Web, Proprietary Mobile, MT4. UOB Kay Hian supports Proprietary Web, Proprietary Mobile, UTRADE.
Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.
Only 26% of Brokers Are Truly Fee-Free
BrokerRank Research — Hidden costs across 345 brokers
58% of Brokers Hold a Single Licence
BrokerRank Research — Regulation quality analysis
71% of Retail Traders Lose Money
BrokerRank Research — Loss rates across 50 EU brokers
76% of Brokers Use Proprietary Platforms
BrokerRank Research — MT4 vs MT5 vs proprietary
Trading involves risk. Past performance is not indicative of future results. Capital at risk. Full risk disclosure.