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Side-by-Side Comparison Independent Updated Oct 2, 2026

XTB vs Upbit 2026: Which Broker is Better?

Choosing between XTB and Upbit depends on your trading style, preferred markets, and budget. XTB is headquartered in Warsaw, Poland, while Upbit operates from Seoul, South Korea. XTB has the longer track record, established in 2002, compared to Upbit which was founded in 2017. This in-depth comparison covers regulation, fees, platforms, markets, and overall ratings to help you decide which broker is the better fit in 2026.

XTB

Upbit

XTBUpbit
BrokerRank Score3.8/54.3/5 ✓
Min. Deposit$0$0
Spread from0.1 pips0 pips ✓
Max Leverage1:500 ✓1:1
RegulationFCA, CySECFSC, MAS
PlatformsProprietary Web, Proprietary Mobile, MT4Proprietary Web, Proprietary Mobile
Quick VerdictBrokerRank recommends
Best for Beginners
XTBUpbit
Best for Low Fees
UpbitXTB
Best for Regulation
XTBUpbit
Best Overall
UpbitXTB
Quick Answer

Upbit is the better choice overall, scoring 4.3/5 vs 3.8/5 on BrokerRank's independent rating. On fees, Upbit offers lower spreads (0 pips).

See full side-by-side comparison below

XTB vs Upbit: Key Differences

Feature

XTB

Upbit

Our Rating
3.8 / 5
4.3 / 5
Min. Deposit
$0
$0
Max Leverage
Spread From
0.1 pips
0 pips
Commission
None
$0.05/lot
Regulated By
FSCMAS
Platforms
Proprietary Web, Proprietary Mobile, MT4
Proprietary Web, Proprietary Mobile
Markets
Forex, Cfd, Stocks, Indices, Commodities, Crypto
Crypto
Founded
2002
2017
Headquarters
Warsaw, Poland
Seoul, South Korea
Score
2 / 4
2 / 4

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Fees Comparison

Fee

XTB

Upbit

Spread From
0.1 pips
0 pips
Commission
None
$0.05/lot
Deposit Fee
None
None
Withdrawal Fee
None
None

Regulation & Trust

XTB holds licences from FCA, CySEC. Upbit is regulated by MAS, FSC.

Markets & Assets

XTB additionally covers Forex, Cfd, Stocks, Indices, Commodities. Upbit adds Crypto.

Fees & Spreads

On spreads, Upbit is more competitive with EUR/USD spreads from 0.0 pips, compared to 0.1 pips at XTB.

Trading Platforms

XTB supports Proprietary Web, Proprietary Mobile, MT4. Upbit offers Proprietary Web, Proprietary Mobile. Both brokers are available on Proprietary Web, Proprietary Mobile.

Minimum Deposit

XTB requires no minimum deposit, while Upbit sets no minimum deposit. This makes XTB accessible to traders with any budget.

Overall Ratings

BrokerRank scores XTB at 3.81/5 and Upbit at 3.18/5, based on 50+ data points covering regulation, fees, platforms, markets, and user experience. XTB leads overall with a clear advantage.

BrokerRank Verdict

XTB is our recommended pick in this comparison, scoring 3.81/5 versus Upbit's 3.18/5. Both brokers carry equivalent tier-1 regulation. Upbit has a fees advantage with 0.0 pip spreads. Upbit is still a solid option for traders who prefer Upbit's specific platform or market selection, but XTB offers a stronger overall package for the majority of traders.

Who Should Choose Which?

XTB

XTB

3.8/5

Choose XTB if you want…

  • No per-trade commission
  • Higher leverage (up to 1:500)
  • More market types (6)
  • More established (est. 2002)
Upbit

Upbit

4.3/5

Top pick

Choose Upbit if you want…

  • Higher overall rating (4.3/5)
  • Tighter spreads (from 0 pips)

Also consider

View all rankings

We earn a commission when you open an account through these links, at no extra cost to you. Our ratings are scored independently — see the full independent ranking.

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4.3
FCA
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FxPro
4.1
FCA
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#5AvaTrade logo
AvaTrade
4.0
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Plus500
4.0
MAS
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80% of retail CFD accounts lose money.

Both XTB & Upbit are available in

Frequently Asked Questions

1

Is XTB better than Upbit?

Upbit scores higher overall on our independent rating system. XTB holds a 3.8/5 rating vs Upbit's 4.3/5. The best choice ultimately depends on your trading style — see our full verdict above for a detailed breakdown.

2

Which has lower fees, XTB or Upbit?

XTB offers spreads from 0.1 pips, while Upbit starts at 0 pips. Check the fees section above for a full breakdown.

3

What is the minimum deposit for XTB vs Upbit?

XTB requires a minimum deposit of $0. Upbit requires $0.

4

Which broker is safer, XTB or Upbit?

XTB is regulated by FCA, CySEC, while Upbit holds licences from FSC, MAS.

5

What trading platforms do XTB and Upbit support?

XTB supports Proprietary Web, Proprietary Mobile, MT4. Upbit supports Proprietary Web, Proprietary Mobile.

6

Can I use both XTB and Upbit?

Yes, you can hold accounts at multiple brokers simultaneously. Many traders diversify across platforms to access different markets and tools.

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