Regulation & Safety

Is Groww Regulated? (2026)

Complete regulatory breakdown for Groww (headquartered in Bangalore, India). Licensed by 1 regulator.

Licence

Tier-3 / Offshore

Highest tier

Compensation scheme

2016

Founded

Tier-3 / Offshore Regulated Broker

Light-touch regulation. Higher leverage available but limited investor protection. Fund segregation may not be enforced.

Quick Answer

Groww is regulated by SEBI — providing regulatory oversight for your account.

See full licence details below

Groww Regulatory Licences

Regulator	Jurisdiction	Tier	Leverage Cap	Compensation	Fund Seg.
SEBI SEBI	International	Tier-3 / Offshore	—	None

Regulator

Jurisdiction

Tier

Leverage Cap

Compensation

Fund Seg.

SEBI

International

Tier-3 / Offshore

—

None

Is Groww Safe in Your Country?

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United Kingdom

Not available

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Australia

Not available

🇺🇸

United States

Not available

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Germany

Not available

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Singapore

Not available

Groww vs Regulated Competitors

Broker	Rating	Regulators	Highest tier
Groww	3.0	SEBI	Tier-3 / Offshore
Interactive Brokers	4.4	SEC, MAS, FCA, ASIC	Tier-1
Forex.com	4.4	MAS, CFTC, FCA, ASIC	Tier-1
IG Group	4.3	SEC, MAS, FCA, ASIC	Tier-1
Pepperstone	4.1	CySEC, ASIC, FCA	Tier-1
OANDA	4.1	ASIC, MAS, CFTC, FCA	Tier-1
FxPro	4.1	FCA, ASIC, CySEC	Tier-1
City Index	4.1	MAS, FCA, ASIC	Tier-1
CMC Markets	4.0	MAS, ASIC, FCA	Tier-1

Compare Groww regulation in detail

Groww vs Interactive Brokers Groww vs Forex.com Groww vs IG Group Groww vs Pepperstone Groww vs OANDA Groww vs FxPro Groww vs City Index Groww vs CMC Markets

Groww Regulation — What You Need to Know

Regulation is one of the most important factors when choosing a broker. A well-regulated broker must segregate client funds from its own operating capital, maintain minimum capital reserves, and submit to regular audits. This protects your money in the event of broker insolvency.

Groww holds 1 regulatory licence from SEBI. The broker has been operating since 2016, giving it 10 years of track record.

When evaluating broker safety, look beyond the licence itself: check for investor compensation schemes, negative balance protection, and whether the broker publishes audited financial statements. Our rating methodology weights regulation at 25% of the overall broker score — the single largest factor. See our broker regulation map for a global overview of which regulators oversee the most brokers.

About Groww's regulator

SEBI — SEBI

International · Tier-3 regulator

Regulation Map

Which regulators oversee the most forex brokers worldwide

What is Regulation?

Glossary definition of broker regulation

Rating Methodology

How regulation weighs in our broker scores

Risk warning: Trading CFDs and forex carries significant risk. Ensure you understand the risks and that the broker is properly regulated in your jurisdiction before depositing funds.

Frequently Asked Questions

Is Groww regulated?

Yes, Groww is regulated by SEBI. Check the details above for the specific protections each licence provides.

Is my money safe with Groww?

Groww is regulated, but the level of fund protection depends on the specific licence. Always check whether your specific account is covered by an investor compensation scheme.

What is the difference between tier-1 and offshore regulation?

Tier-1 regulators (FCA, ASIC, SEC, BaFin) enforce the strictest rules: mandatory fund segregation, high capital requirements, regular audits, and investor compensation schemes. Offshore regulators (FSA Seychelles, VFSC, IFSC) have lighter requirements, which means higher leverage is available but with less investor protection.

Can I trust Groww with a large deposit?

For large deposits, regulatory status is critical. Consider whether Groww's regulatory framework provides sufficient protection for your deposit size. Tier-1 regulated brokers offer the strongest guarantees. Always start with a smaller amount to test withdrawals before depositing large sums.